社会工作介入大学生超前消费的研究【摘要】互联网随时代极速发展着，支付方式由传统的现金和银行卡支付，渐渐过渡至当今全社会都在使用的在线移动支付模式。在大学生群体中，渐渐诞生了一种非理性消费行为的产生——超前消费。超前消费有诸多方面的危害，往往使大学生面临着捉襟见肘的困境，更有甚者使用贷款平台，稍有不慎就滚出了巨大的债务雪球。这不仅增加了家庭的经济压力和负担，也不利于大学生正确的消费观的养成。针对大学生超前消费中涉及的社会工作问题，本研究以东莞市 L 大学为研究对象，通过发放《大学生消费行为问卷》了解大学生超前消费的情况，同时进行问卷数据分析，筛选一名有明显的超前消费行为倾向的作为本次个案介入服务的对象。借助个案研究、问卷调査法，在网贷过程中，超前消费的基础上对大学生非理性消费行为的表现及原因进行归纳。社工通过资源链接帮助案主成功解决了校园网贷问题，服务对象重树了理性的认识，对自己的学习生活有了新的规划和期望。【关键词】超前消费 个案社会工作 大学生群体 The Research on the Influence of the College Students’ Job Search Behavior of the Vocational Value [Abstract] With the rapid development of the Internet ， the payment mode has gradually changed from the traditional cash and bank card payment to the online mobile payment mode used by the whole society. In the group of college students， a kind of irrational consumption behavior is gradually born ， that is ， leading consumption. There are many aspects of the harm of ahead of time consumption ， which often make college students face the dilemma of being in short supply. What's more ， if they use the loan platform ， a little carelessness will roll out a huge snowball of debt. This not only increases the family's economic pressure and burden ， but also is not conducive to the cultivation of College Students' correct consumption concept.Aiming at the social work problems involved in college students' advanced consumption ， this study takes L University of ...
