目 录摘 要....................................................................................................................IAbstract.....................................................................................................................II引 言...................................................................................................................11 奉节县小额贷款公司发展现状...........................................................................31.1 奉节县小额贷款行业整体发展现状...........................................................31.2 奉节县崟灿小额贷款公司发展现状...........................................................42 制约奉节县小额贷款公司发展的因素及分析...................................................72.1 盈利水平明显下降,行业竞争压力大.......................................................72.2 传统业务模式不可持续...............................................................................92.3 业务人员专业水平偏低.............................................................................103 国内外小额贷款发展的经验借鉴.....................................................................123.1 国外小额贷款发展的经验借鉴.................................................................123.2 国内小额贷款发展的经验借鉴.................................................................124 解决小额贷款公司在奉节县业务发展问题的建议.........................................134.1 坚持小微分散,积极创新产品及服务.....................................................134.2 建立网络平台,寻求合作伙伴.................................................................144.3 提高小额信贷人员的业务水平.................................................................15结 论.................................................................................................................16参考文献.................................................................................................................17致 谢........