财务公司运营问题及对策浅析分析研究 工商管理专业VIP免费

财务公司运营问题及对策浅析摘要：从中国财务公司与美国财务公司对比来看，国内财务公司监管约束很严格，而国外则比较宽松；国内财务公司市场环境还很不成熟，国外财务公司法规完备，货币与资本市场健全，手段先进；国内财务公司信用状况差，国外财务公司信用状况良好，具备统一的信用咨询协会，咨询信用状况良好；国内财务公司内部管理不集权、规模实力小、运作范围小、设立时间晚、资金来源不足等等。本文从财务公司的概要出发，深入分析了现阶段财务公司运营存在的主要问题，从不同角度充分探析了这些问题产生的原因，探索性地提出了解决这些问题的对策。关键词：财务公司；问题；对策OnFinancialCompanies’OperationalProblemsandResolutionsAbstract:LearnedfromtheAmerican’sfinancecompany,weknowChina’sfinancecompanyhasmanyworkquestions:manageistoobad;theenvironmentissochildish;creditisless;governislax;thescopestrengthissmall;theworkscopeislittle;establishmenttimeislate;moneysourceisshortandsoon.Beingafinancialadministrationstudent,thisarticleisbasedoncompany’squestionsincomingintobeingreasons,leaningaboutChina’sfinancecompany’sactuality,understandingthemainquestionsofChinesefinancecompanyandsuggestingsolutions.Thispaperoutlinessaidfinancial-companies’mainwords,especiallyintheroughonthemainproblemsfromfinancial-companiesinthecause,exploratoryputforwardmeasurestosolvetheseproblems.Keywords:financecompany;questions;resolutions目录摘要......................................................................................................................................................11绪论...........................................................................................................................................31.1研究背景和意义.................................................................................................................31.2研究现状综述....................................................................................................................31.3研究方法..................................................................................................................42财务公司概述...........................................................................................................................52.1财务公司的内涵....................................................................................................52.2财务公司的类型..................................................................................................52.3财务公司的现实作用.............................................................................................63财务公司的运营现状分析......................................................................................73.1财务公司存在的运营问题.................................................................................73.1.1风险控制方式单一...................................................................................73.1.2公司经营模式落后...................................................................................73.1.3经营业务品种偏少...................................................................................73.2财务公司的运营问题成因..................................................................................83.2.1公司规模相对较小...................................................................................83.2.2运营风险意识薄弱......................................................................................