摘要近几年，我国在不断的发展，而作为我国经济发展过程中重要组成部分的小微企业，为我国作出了很大的贡献，我国税收的增长起着重要作用的就是小微企业，同时小微企业的发展还解决了我国就业难的问题，给找不到工作的人们提供了很多工作岗位。但是小微企业也存在着很多的不足，比如说小微企业在财务方面没有完善的风险控制体系，金融危机过去之后，市场环境变得很复杂，这样的情况下，小微企业如果想要经营下去就要提高企业的财务风险管控能力，但是小微企业的能力是有限的，这样一来就让很多微小企业经营不下去了。所以说对小微企业财务风险控制的研究对小微企业的良性经营具有重要意义。本篇论文先是根据国内和国外的动态对财务风险控制的理论进行研究，然后从小微企业的实际面临的问题出发，对小微企业现在的财务风险和出现这样问题的原因进行分析，从而总结出小微企业财务风险存在是由于哪些原因造成的，根据分析得出，影响小微企业财务风向的因素有自然环境、行业环境、政策法规、企业运营能力、债务水平、对风险和投资收益的认识、企业资产的流动性、成长能力、盈利水平等。关键词:小微企业;财务风险AbstractInrecentyears,China'sdevelopment,asSmallandmicrobusinessesanimportantpartinthedevelopmentofChina'seconomy,hasmadegreatcontributiontoourcountry,ourcountrytaxrevenuegrowthplaysanimportantroleisSmallandmicrobusinessesatthesametime,thedevelopmentofSmallandmicrobusinessescansolvethedifficultemploymentofourcountrytotheproblem,cannotfindajobprovidesalotofjobs.ButSmallandmicrobusinessesalsoexistmanydeficiencies,suchasSmallandmicrobusinessesnotperfectriskcontrolsystemintheaspectoffinance,thefinancialcrisishaspassed,themarketenvironmenthasbecomeverycomplex,undersuchcircumstances,Smallandmicrobusinessesifyouwanttostayinbusinesstoimprovetheenterprise'sfinancialriskcontrolability,buttheabilityofSmallandmicrobusinessesislimited,sothatmanysmallbusinessesoutofbusiness.Therefore,theresearchonthefinancialriskcontrolofsmallandmicroenterprisesisofgreatsignificancetothebenignoperationofsmallandmicroenterprises.Thispaperisbasedonthedynamicathomeandabroadtostudythefinancialriskcontroltheory,andsmallandmicroenterprisestofacetheproblemoftheSmallandmicrobusinessesnowappearsuchfinancialriskandthecauseoftheproblemanalysis,whichsummedupSmallandmicrobusinessesfinancialriskiscausedbywhatreason.Accordingtotheanalysis,influencingfactorsSmallandmicrobusinessesfinancialdirectionincludethenaturalenvironment,industryenvironment,policiesandregulations,enterpriseoperationability,thelevelofdebt,theriskandreturnofinvestmentknowledge,enterpriseassetliquidity,growthability,profitabilityetc..Keywords:smallandmicroenterprises;financialrisk目录摘要......................................................................................................................................IIAbstract.................................................................................................................................IV一、绪论.................................................................................................................................7（一）研究背景.............................................................................................................7（二）研究目的及意义.................................................................................................71、研究目的...........................................................................................................72、研究意义............................................................................
