浅谈财务公司的风险管理摘要财务公司是经人民银行批准办理企业集团成员单位金融业务的非银行金融机构。它是适应国民经济横向联合要求,实现产业资本和金融资本的结合,增强企业集团凝聚力,降低集团企业资金成本,推动企业集团发展的产物。财务公司在快速发展的同时,也存在一些问题，本文的研究中将对财务公司的风险管理进行初步的探讨提出解决财务公司存在问日的对策，促进财务公司更好的发展。关键词：财务公司，风险管理，研究AsbtractFinancecompanyisapprovedbythePeople'sBankofconductfinancialbusinessenterprisegroupmemberunitsofnon-bankfinancialinstitutions.Itisadaptedtotherequirementsofthenationaleconomyhorizontalintegrationtoachieveacombinationofindustrialcapitalandfinancialcapital,enhancegroupcohesion,reducingthecostofcapitalgroupcompanies,businessgroupstopromoteproductdevelopment.Financecompaniesintherapiddevelopment,butalsotherearesomeproblems,thisarticlewillstudythecompany'sfinancialriskmanagementmadeapreliminarystudyfinancecompaniesexisttosolvedaytoaskcountermeasurestopromotebetterdevelopmentfinancecompany.Keywords:financialcompanies,riskmanagement,research目录摘要..................................................................................................................................................1Asbtract..........................................................................................................................................11.财务公司相关理论概述..............................................................................................................31.1财务公司定义....................................................................................................................31.2财务公司在国内外的发展状况........................................................................................32.财务公司建立和完善风险管理体系的必要性..........................................................................42.1建立风险管理体系是财务公司发展的需要....................................................................42.2建立风险管理体系是财务公司防范金融风险的需要....................................................42.3建立风险管理体系是财务公司服务企业集团的需要....................................................43.财务公司风险的种类.................................................................................................................53.1政策性风险........................................................................................................................53.2集团风险............................................................................................................................53.3策略风险............................................................................................................................53.4信用风险............................................................................................................................64.财务公司的风险管理及其存在的问题......................................................................................64.1风险管理理念淡薄,风险管理文化缺失..........................................................................64.2风险管理治理结构不合理................................................................................................74.3风险管理内容不全面........................................................................................................74.4风险管理技术落后......
