中国银联股份有限公司企业标准Q/CUP配套文件银行卡联网联合技术规范V2.1――境内成员机构改造指南2009-11-19发布2009-12-30实施中国银联股份有限公司发布目次1编制思路..............................................................................41.1目的................................................................................41.2范围................................................................................41.3编写思路............................................................................42报文版本升级说明......................................................................52.1修改内容和原因......................................................................52.2是否为必选业务类型..................................................................52.3使用要求............................................................................52.4处理流程............................................................................52.5新业务的支持原则....................................................................52.6阅读说明............................................................................53新增业务说明..........................................................................53.1银联联盟积分业务....................................................................53.2预付费卡业务........................................................................73.3信用卡还款业务.....................................................................103.4IC卡借贷记应用的预授权完成（请求）交易............................................133.5电子现金IC卡现金充值撤消交易......................................................144国际业务说明.........................................................................164.1国际业务特色信息域.................................................................164.2额外手续费业务处理.................................................................194.3柜面取现业务处理...................................................................204.4免验密码网络标志处理...............................................................234.5F37的匹配处理.....................................................................244.6IC卡借贷记应用的预授权完成（请求）类交易..........................................254.7消费（分期付款）业务...............................................................294.8银联卡汇率查询业务.................................................................334.9跨境汇款业务.......................................................................344.10联机退货业务......................................................................384.11国际业务中对F60的处理............................................................394.12IC卡电子现金应用的业务...........................................................405代授权业务说明.......................................................................435.1业务说明...........................................................................435.2是否为必选业务类型.................................................................455.3发卡方改造要求.....................................................................456《文件接口规范》说明.................................................................466.1术语和定义.........................................................................466.2文件收发.............
