苏州银行绿色信贷业务管理研究摘要随着社会的发展，各国对环境问题越来越重视。为了降低二氧化碳排放量增加所产生的环境问题对人类健康的影响，世界各国希望通过通力合作解决这一问题。近年来，我国各大城市都不同程度的出现了大量的沙尘暴和雾霾异常天气，我国面临的环境问题也日益严峻，而这种环境问题出现的主要原因就是为了经济的发展未考虑环境的保护。面临日益糟糕的生态环境，我们不得不采取相应措施来保护我们的环境。为此本文主要分为五个部分，第一部分绪论，点明了选题的意义；第二部分介绍了我国绿色信贷业务发展现状及必要性；第三部分以苏州银行为例分析了发展绿色信贷业务的优劣；第四部分阐述了赤道原则对发展我国绿色信贷业务的经验借鉴；第五部分重点为促进我国苏州银行发展绿色信贷业务提出了一些策略。关键词：绿色信贷业务，节能环保，环境风险StudyonthegreencreditbusinessmanagementoftheBankofSuzhouAbstractWiththedevelopmentofsociety,variouscountriespaymoreandmoreattentiontoenvironmentalproblems.Inordertoreducecarbondioxideemissionsproducedbyincreasingenvironmentalissuesimpactonhumanhealth,theworldhopethatthroughtheactwithunitedstrengthtosolvethisproblem.Inrecentyears,ourcountryeachbigcityhasappearedinvaryingdegreesofsandstormsandfoghazeweatheranomaliesinlargenumbers,environmentalproblemsinChinahasbecomemoreandmoresevere,andthemainreasontotheenvironmentalproblemsistoeconomicdevelopmentwithoutconsideringtheenvironmentalprotection.Facingecologicalenvironmentisbad,wehavetotakecorrespondingmeasurestoprotectourenvironment.Thispaperismainlydividedintofiveparts,thefirstpartisintroduction,pointingoutthesignificanceofthetopic;thesecondpartintroducesthepresentsituationofgreencreditbusinessdevelopmentinChinaandthenecessity;thethirdparttotheBankofSuzhouasanexampletoanalyzetheadvantagesanddisadvantagesofthedevelopmentofgreencreditbusiness;thefourthpartdescribestheexperienceoftheequatorprinciplesforthedevelopmentofChina'sgreencreditpolicyreference;thefifthpartofthefocusforthepromotionofChina'sBankofSuzhougreencreditdevelopmentandputsforwardsomestrategies.Keywords:greencreditbusiness,energysavingandenvironmentalprotection,environmentalrisk目录1绪论..........................................................11.1选题意义................................................11.2相关文献综述............................................11.2.1国内研究现状.......................................11.2.2国外文献回顾.......................................21.3论文结构和主要观点......................................21.4主要创新与不足..........................................32我国绿色信贷业务发展现状及必要性...............................42.1绿色信贷的内涵..........................................42.2我国绿色信贷业务的发展现状..............................42.3我国发展绿色信贷业务的必要性............................43苏州银行发展绿色信贷业务的优劣分析.............................53.1苏州银行发展绿色信贷业务的有利条件......................53.2苏州银行发展绿色信贷业务的不利条件......................74赤道原则对发展我国绿色信贷业务的经验借鉴......................84.1赤道原则的内容和意义....................................84.2赤道原则对我国发展绿色信贷业务的启示....................85促进我国苏州银行发展绿色信贷业务的策略........................95.1健全我国绿色信贷相关法律法规............................95.2建立绿色信贷业务具体操作规范............................95.3加强银行内部人员培养与外部人才引进.....................105.4建立全面实时的信息沟通机制......
