手机钱包红宝书中国移动电子商务创新产品基地2009年11月18日目录1业务概述..................................................................................................................................41.1服务范围......................................................................................................................41.2业务分类及名词解释..................................................................................................41.2.1手机支付..........................................................................................................41.2.2手机钱包..........................................................................................................61.3资金来源......................................................................................................................61.3.1手机支付资金来源..........................................................................................61.3.2手机钱包资金来源..........................................................................................72手机支付业务..........................................................................................................................72.1业务资费......................................................................................................................72.2业务开通方式..............................................................................................................72.2.1注意事项..........................................................................................................82.3手机支付网站使用....................................................................................................102.4业务使用方式............................................................................................................102.4.1充值................................................................................................................102.4.2消费与退款....................................................................................................132.5提现............................................................................................................................142.5.1绑定提现银行卡............................................................................................142.5.2提现................................................................................................................152.5.3提现注意事项................................................................................................162.6密码管理....................................................................................................................172.6.1登陆密码........................................................................................................172.6.2支付密码........................................................................................................182.6.3手机支付密码注意事项................................................................................212.7用户自服务................................................................................................................212.7.1交易明细查询................................................................................................212.7.2余额查询..............................................................................