信用卡基础知识大全信用卡基础知识大全文档修订记录章节编号章节名称修订内容简述修订日期修订前版本号1前言初稿2012-12-051.02概念篇初稿2012-12-101.03结识篇初稿2012-12-151.04常识篇初稿2012-12-201.05开卡篇初稿2012-12-251.06消费篇初稿2012-12-301.07取现篇初稿2013-01-051.08账单篇初稿2013-01-101.09还款篇初稿2013-01-151.010保管篇初稿2013-01-201.011服务篇初稿2013-01-251.012信用篇初稿2013-01-251.0目录1前言.........................................................................................................................11.1目标..............................................................................................................................11.2范围..............................................................................................................................12概念篇.....................................................................................................................12.1银行卡..........................................................................................................................12.2信用卡..........................................................................................................................12.3贷记卡..........................................................................................................................12.4准贷记卡......................................................................................................................12.5借记卡..........................................................................................................................22.6转帐卡..........................................................................................................................22.7专用卡..........................................................................................................................22.8储值卡..........................................................................................................................22.9联名卡..........................................................................................................................22.10认同卡..........................................................................................................................22.11磁性卡..........................................................................................................................22.12智能卡..........................................................................................................................33结识篇.....................................................................................................................33.1信用卡的由来..............................................................................................................33.2国际五大信用卡品牌...................................................................................................33.2.1威士卡（VISA）.............................................................................................33.2.2万事达卡（MasterCard）................................................................................43.2.3大来卡（DinersClub）....................................................................................43.2.4JCB（JapanCreditBureau）.............................................................................43.2.5运通卡..................
