I我国金融扶贫中的现实困境与精准对策分析——以湖南普惠金融为例摘要去除贫困、促进民生发展、进一步完成共同富裕，是当前国家发展的本质需求，还是共产党承担的使命。普惠金融是一个高效而全面的社会和公共财政体系。贫穷是世界上最严重的社会问题之一。在新常态下，金融扶贫要以普惠金融为基础扶贫资金的开发和完善有利于扶贫资金的可持续发展。金融服务的覆盖面和满意度是扶贫基金的目标。为了提高扶贫的准确性，财政扶贫是不可或缺的。包容性融资是一个创新和负责任的概念。这是现代金融服务作为国家重大战略的一个机会和途径。习近平总书记强调实施精准扶贫。建立健全制度和机制，努力正确实施，合理用药，使穷人真正受益。准确的扶贫，目标明确，准确的产品，准确的渠道，负责任的准确性，高质量的服务。本文以湖南普惠金融在金融扶贫中的实施情况，探讨我国金融扶贫中的现实困境与精准对策。关键词：金融扶贫；普惠金融；精准扶贫IIAbstractRemovingpoverty,promotingpeople'slivelihoodandfurthercompletingcommonprosperityaretheessentialneedsofthecurrentnationaldevelopmentandthemissionoftheCommunistParty.Inclusivefinanceisanefficientandcomprehensivesocialandpublicfinancesystem.Povertyisoneofthemostserioussocialproblemsintheworld.Underthenewnormal,financialpovertyalleviationshouldbebasedoninclusivefinance.Thedevelopmentandimprovementofpovertyalleviationfundsisconducivetothesustainabledevelopmentofpovertyalleviationfunds.ThecoverageandsatisfactionoffinancialservicesisthegoalofthePovertyAlleviationFund.Inordertoimprovetheaccuracyofpovertyalleviation,financialpovertyalleviationisindispensable.Inclusivefinancingisaninnovativeandresponsibleconcept.Thisisanopportunityandawayformodernfinancialservicestobeamajornationalstrategy.GeneralSecretaryXiJinpingemphasizedtheimplementationofprecisepovertyalleviation.Establishandimprovesystemsandmechanisms,strivetoimplementthemcorrectly,andrationallyusedrugstotrulybenefitthepoor.Accuratepovertyalleviation,targeted,accurateproducts,accuratechannels,responsibleaccuracy,andhighqualityservice.ThispaperdiscussesthepracticaldilemmaandprecisecountermeasuresofChina'sfinancialpovertyalleviationintheimplementationofHunanPratt&WhitneyFinanceinfinancialpovertyalleviation.目录摘要...............................................................................................................................IAbstract..........................................................................................................................II引言................................................................................................................................1一、相关概念理论阐述................................................................................................1（一）相关概念.....................................................................................................11.贫困的定义...................................................................................................12.金融扶贫.......................................................................................................1（二）研究现状.....................................................................................................21.国内研究现状...............................................................................................22.国外研究现状...............................................................................................3二、湖南构建普惠金融扶贫体系面临的困境........................................
