中国银行基准利率表金融机构人民币贷款基准利率调整时间六个月以内（含六个六个月至一年（含一一至三年（含三三至五年（含五年）中央银行基准利率单位：年利率%调整时间法定准备金超额准备金对金融机构贷款再贴现一年六个月三个月二十天1996.05.018.828.8210.9810.1710.089.00**1996.08.238.287.9210.6210.179.729.00**1997.10.237.567.029.369.098.828.55**1998.03.215.227.927.026.846.396.031998.07.013.515.675.585.495.224.321998.12.073.245.135.044.864.593.961999.06.102.073.783.693.513.242.162001.09.112.972002.02.211.893.243.152.972.702.972003.12.211.622004.03.253.873.783.603.333.242005.03.170.992008.01.014.684.594.414.144.322008.11.271.620.723.603.513.333.062.972008.12.233.333.243.062.791.80注：1.1998年3月法定准备金和超额准备金两个帐户合并为准备金帐户。2.**按同档次中央银行贷款利率下浮5-10%。月）年）年）1991.04.218.108.649.009.541993.05.158.829.3610.8012.061993.07.119.0010.9812.2413.861995.01.019.0010.9812.9614.581995.07.0110.0812.0613.5015.121996.05.019.7210.9813.1414.941996.08.239.1810.0810.9811.701997.10.237.658.649.369.901998.03.257.027.929.009.721998.07.016.576.937.117.651998.12.076.126.396.667.201999.06.105.585.855.946.032002.02.215.045.315.495.582004.10.295.225.585.765.852006.04.285.405.856.036.122006.08.195.586.126.306.482007.03.185.676.396.576.752007.05.195.856.576.756.932007.07.216.036.847.027.202007.08.226.217.027.207.382007.09.156.487.297.477.652007.12.216.577.477.567.742008.09.166.217.207.297.562008.10.096.126.937.027.292008.10.306.036.666.757.022008.11.275.045.585.675.942008.12.234.865.315.405.76数据来源：www.4c2.cn金融机构人民币存款基准利率单位：年利率%调整时间活期存款定期存款三个月半年一年二年三年五年1990.04.152.886.307.7410.0810.9811.8813.681990.08.212.164.326.488.649.3610.0811.521991.04.211.803.245.407.567.928.289.001993.05.152.164.867.209.189.9010.8012.061993.07.113.156.669.0010.9811.7012.2413.861996.05.012.974.867.209.189.9010.8012.061996.08.231.983.335.407.477.928.289.001997.10.231.712.884.145.675.946.216.661998.03.251.712.884.145.225.586.216.661998.07.011.442.793.964.774.864.955.221998.12.071.442.793.333.783.964.144.501999.06.100.991.982.162.252.432.702.882002.02.210.721.711.891.982.252.522.792004.10.290.721.712.072.252.703.243.602006.08.190.721.802.252.523.063.694.142007.03.180.721.982.432.793.333.964.412007.05.190.722.072.613.063.694.414.952007.07.210.812.342.883.333.964.685.222007.08.220.812.613.153.604.234.955.492007.09.150.812.883.423.874.505.225.762007.12.210.723.333.784.144.685.405.852008.10.090.723.153.513.874.415.135.582008.10.300.722.883.243.604.144.775.132008.11.270.361.982.252.523.063.603.872008.12.230.361.711.982.252.793.333.601998年以来境内美元存款利率调整表（年利率：％）日期活期七天通知定期一个月三个月六个月一年二年1998.01.011.50003.06254.62504.75004.87505.00005.50001998.06.121.50003.03134.56254.62504.75004.87505.37501998.09.231.50002.75004.00004.06254.12504.25004.75001998.10.271.50002.50003.50003.56253.62503.75004.25001999.03.091.50002.78134.06254.12504.18754.43754.93752000.05.292.00003.06254.12504.31254.56255.00005.50002000.09.212.00003.31254.62504.87505.06255.50005.62502000.12.232.00003.06254.18754.43754.52605.00005.03122001.01.131.50002.56253.68753.87504.06254.12504.18752001.02.071.50002.43753.43753.62503.75003.81253.87502001.03.291.00002.00003.06253.25003.37503.43753.50002001.05.011.00001.81252.62502.75002.93753.00003.06252001.05.231.00001.68752.37502.50002...
