香港汇丰银行一般保险条款、声明、细则VIP免费

第1页共31页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第1页共31页Declaration,TermsandConditionsAccidentSuranceDeclarationforAccidentSuranceI,onbehalfofeachofmyself,myspouseandmychild/children(ifany),herebydeclareasfollows:1.I(Insured)/We(Insured,insuredspouseandinsuredchild/children)herebyapplyforAccidentSurancewithintheHongKongSpecialAdministrativeRegionanddeclarethatthestatementsandparticularsgiveninthisapplicationaretothebestofmy/ourknowledgeandbelief,trueandcomplete,andthatthisapplicationwillformthebasisofmy/ourcontractwithAXAGeneralInsuranceHongKongLimited.2.I/Wefurtherdeclarethat:(i)Iam/Weareingoodhealthandfreefromphysicalimpairmentordeformity.(ii)Iandmyinsuredspousearebothunder60yearsofageandtheinsuredchild/childrenis/aresixmonthsofageoroverbutunder18yearsofageorisa/arefull-timestudent(s)ataschool,collegeoruniversityunder23yearsofage.(iii)Iam/WeareHongKongSpecialAdministrativeRegionresidents.(iv)I/Wehaveneverbeendeniedpersonalaccidentinsurance.(v)I/Wedonothaveanyin-forceAccidentSurancepolicywithAXAGeneralInsuranceHongKongLimitedthatwaseffectedafter27October2002,andhavenothadanyAccidentSurancepolicycancelledduringthelastsixmonths.3.I/Weunderstandthatinsuredperson(s)whoengageinworkoractivitieslistedintheHazardousActivitiesList,willreceivenobenefitsunderthepolicyforAccidentalInjury,DeathorMedicalExpenseswhichresultfromorarecauseddirectlyorindirectlybyanAccidentwhilstcarryingoutsuchworkoractivity.4.I/WehavereadandunderstoodthePersonalInformationCollection第2页共31页第1页共31页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共31页Statement,TermsandConditionsandthePolicyWordingofthisAccidentSuranceandagreetobeboundbythesame.TermsandConditionsforAccidentSurance1.Eligibility(agelimits)Applicant'sfamilymembersare:legallymarriedspouseunder60yearsofagealllegallydependentunmarriedchildren,includingstepchildrenandlegallyadoptedchildren,whoaresixmonthsofageoroverbutunder18yearsofageorfull-timestudentsataschool,collegeoruniversityunder23yearsofage2.BenefitsPayable(i)Spouse:SameastheInsured's(ii)Children:CashBenefitforAccidentalInjuryorDeath:20%oftheInsuredMedicalexpenses:20%oftheInsured's(DailylimitsameastheInsured's)Chinesebonesetterexpenses:20%oftheInsured's(DailylimitsameastheInsured's)3.PremiumPaymentMethodPremiumsmaybepaidbydirectdebittoadesignatedcreditcardaccount.4.RenewalAgreementAccidentSurancewillbereneweduponpaymentofpremiumwhendue,otherwiseitwillbecancelledautomatically.5.RefundofPremium(i)FormonthlypaymentpolicyThispolicyissubjecttominimumpaymentoftwomonths'premiuminadvancewhichisnotrefundableuponterminationunlessthepolicyiscancelledwithin15daysofthereceiptofthepolicy(i.e.fromthedateofapplication).(ii)ForannualpaymentpolicyThispolicyissubjecttothepaymentoftheannualpremiuminadvance.AllpremiumpaidwillatalltimesbesubjecttothePremiumRefundRulesupontheterminationof第3页共31页第2页共31页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第3页共31页AccidentSuranceexceptwhereAccidentSuranceiscancelledwithin15daysofthereceiptofthepolicy(i.e.fromthedateofapplication),whereafullrefundwillbemade.6.PrivacyandSecurityStatementOnceyousubmitanonlineapplicationofthisAccidentSurance,youshallbedeemedtohaveread,understoodandagreedtothePrivacyandSecurityStatement.IfyouhavenotalreadyreadthisStatement,pleasedosobyclickinghere.PleaserefertoPo...