毕业论文论文题目：企业信用评价体系的建立年级专业2006级会计学学号20064091学生姓名叶倩文指导教师陈艳丽二○一零年六月第2页共16页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第2页共16页企业信用评价体系的建立摘要随着我国经济市场化进程的深入，商业信用在市场经济中扮演着越来越重要的角色。为了维护市场经济秩序、促进市场的健康发展、防范和化解信用风险等，建立一个健全、完善的企业信用评价体系势在必行。但是从目前我国企业信用评级存在很多不完善的地方。企业信用评级起源于外国，目前欧美国家的信用评级经过很多年的发展已经很完善。相比之下我国的企业信用评级起步较晚，企业信用评级在商业中的应用也不够广泛。因此考虑到我国目前状况，我们必须要发展和探索信用评级理论，建立适合我国的健全的企业信用评级体系，不断的对之进行完善。本文在借鉴美国信用评级的经验的基础上，对我国的企业信用评级体系的建立进行了研究，指出了我国企业信用评级体系存在的问题，然后针对这些问题建立企业信用评级体系，最后对信用评级体系的建立提出了一些意见。希望我国的企业信用评级能够得到更好的发展，为我国的经济发展保驾护航。关键词：信用；企业信用评级；评级指标ESTABLISHTHECREDITRATINGSYSTEMOFENTERPRISES第3页共16页第2页共16页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第3页共16页AbstractWithChina'seconomics’development,commercialcreditplaysamoreandmoreimportantrole.Inordertosafeguardthefinancialorder,andpromotethehealthydevelopmentofthemarket,toguardagainstandavoidthecreditrisk,itisimperativetoestablishasoundandperfectcreditratingsystemofenterprises.Butthere’restillsomedisadvantagesinthecurrentcreditratingsystemofenterprises.Creditratingoriginatedfromforeigncountries,suchas,EuropeandAmerica.Andthecreditratingsystemofenterpriseismatureaftermanyyearsofdevelopment,China'screditratingofenterprisesstartedlatecomparedwiththem,anditsapplicationsarenotwidely.ThereforeconsideringChina'scurrentmarketsituationincreditrating,wemustdevelopandstudythetheoryofcreditrating,establishasuitableandsoundcreditratingsystemofenterprise,constantlytoimproveanddevelopourcreditratingmarket.Inthispaper,westarttoestablishacreditratingsystemofenterprisesonthebasisoftheexperiencefromtheUnitedStates,andthenpointedouttheexistingproblemsofenterprises’creditratingsystem,finallyputsforwardsomeadviceaboutit.Wishourenterprises’creditratingcangetbetter.keywords:CreditCreditratingofenterprisesCreditindex目录引言····································································································5第4页共16页第3页共16页编号：时间：2021年x月x日书山有路勤为径，学海无涯苦作舟页码：第4页共16页一、美国与我国的企业信用评价体系的对比········································5(一)信用评级市场概况················································错误！未定义书签。（二）业务隶属与组织独立性··············································错误！未定义书签。（三）评级指标与方法························································错误！未定义书签。（四）政府对评级机构的监管··············································错误！未定义书签。二、我国企业信用评级主要存在的问题······················错误！未定...
