编号题目我国中小企业融资困境分析目录摘要..............................................................IAbstract...........................................................II1绪论............................................................11.1选题背景及意义................................................................................................................11.2研究的内容和方法............................................................................................................21.3本论文的主要工作............................................................................................................32国内外研究状况...................................................42.1国内中小企业融资研究状况.............................................................................................42.2国外中小企业融资研究状况.............................................................................................52.3小结....................................................................................................................................73我国中小企业的融资状况...........................................83.1中小企业的内涵................................................................................................................83.2我国中小企业融资的特点.................................................................................................93.3我国中小企业融资状况...................................................................................................103.3.1总体融资结构状况................................................................................................102.3.2内源融资状况........................................................................................................112.3.3间接融资状况........................................................................................................112.3.4直接融资状况........................................................................................................124我国中小企业融资难的成因分析....................................134.1融资难的内因..................................................................................................................134.1.1中小企业治理结构不规范....................................................................................134.1.2中小企业财务制度不健全,资信状况不佳........................................................134.1.3中小企业管理水平不先进,融资观念落后........................................................144.1.4中小企业产业结构不合理,组织水平较低........................................................144.2融资难的外因..................................................................................................................144.2.1制度供给不足........................................................................................................144.2.2政府重视不够,融资体系不完整........................................................................154.2.3民间金融受到抑制................................................................................................155解决融资难的对策................................................165.1规范内部管理机制,提高自身实力...............................................................................165.2创新金融产品和完善金融体系..............................