1《个人理财》课程期末考试理财方案目录内容摘要..............................................................................................................................................................3前言......................................................................................................................................................................4第一章家庭基本情况介绍.............................................................................................................................5一、家庭基本情况......................................................................................................................................5二、家庭基本情况分析..............................................................................................................................6（一）财务概况分析...........................................................................................................................6（二）家庭理财的风险及抵抗风险能力分析...........................................................................................6·潜在风险..........................................................................................................................................7·投资风险..........................................................................................................................................7（三）家庭理财规划目标分析...........................................................................................................9（四）小结........................................................................................................................................10第二章理财规划方案.........................................................................................................................10一、应急资金规划....................................................................................................................................10二、支出规划.............................................................................................................................................11三、家庭购房规划.....................................................................................................................................11四、风险保障规划.....................................................................................................................................11五、投资规划............................................................................................................................................12六、退休养老规划....................................................................................................................................12第三章预期效果分析..................................................................................................................................12四、家庭购房规划预期效果分析.............................................................................................................15五、保险规划预期效果分析.....................................................................................................................15六、投资规划预期效果分析.....................................................................................................................15七、退休养老规划预期效果分析.....
