关于我国货币政策影响房地产价格的探讨摘要:进入21世纪以来，房地产行业快速发展，房地产价格快速上涨，大大超出了居民的承受能力，特别是北上广深这些城市，房地产价格让人望而却步。针对房地产价格过度膨胀的现象，政府部门采用许多货币政策进行抑制，但是似乎不尽人意。因此，找到有效的货币政策来阻止房价的过快上涨迫在眉睫。本文第一章介绍本文的研究背景、目的、方法，第二章是阐述了货币政策、房地产及其价格等相关概念，然后介绍货币政策影响房地产价格的传导途径。第三章阐述了我国货币政策的调控阶段以及房地产价格变化的原因。第四章是对整个研究进行总结和归纳，针对具体的情况给出一系列政策建议。关键词：货币政策；房地产价格；市场利率iDiscussionontheinfluenceofChina'smonetarypolicyonrealestatepriceAbstract:Sinceenteringthe21stcentury,rapiddevelopmentofrealestateindustry,realestatepricesarerisingfast,farbeyondtheaffordabilityofthepopulation,especiallynorthanddeep,thesecities,realestatepricesareprohibitive.Inresponsetothephenomenonofexcessiveinflationofrealestateprices,governmentdepartmentsusemanymonetarypoliciestocurb,butitseemstobeunsatisfactory.Therefore,findingeffectivemonetarypolicytostoptheexcessiveriseinhousepricesisimminent.Thefirstchapterintroducestheresearchbackground,purposeandmethodofthispaper,thesecondchapterexpoundstherelatedconceptsofmonetarypolicy,realestateanditsprice,thenthepaperintroducestheconductionwayofmonetarypolicyaffectingrealestateprice.ThethirdchapterexpoundstheregulationstageofChina'smonetarypolicyandthereasonsforthechangeofrealestateprice.Thefourthchaptersummarizesandsumsupthewholeresearch,provideaseriesofpolicyrecommendationsforspecificsituations.Keyword：monetarypolicy;realestatePrices;marketinterestrateii目录摘要.......................................................iAbstract..................................................ii一、导论...................................................5（一）研究背景与研究意义...................................51.研究背景.................................................52.研究意义.................................................5（二）研究目的.............................................6（三）文献综述.............................................61.国外文献.................................................62.国内文献.................................................6（四）研究方法.............................................6（五）研究不足.............................................6二、货币政策和房地产价格的相关概念.........................6（一）货币政策.............................................61.货币政策的定义...........................................72.货币政策的分类...........................................7iii3.货币政策工具.............................................74.货币政策的三大目标.......................................7（二）房地产...............................................71.房地产及房地产价格的概念.................................72.房地产价格影响因素.......................................7（三）货币政策影响房地产价格的途径.........................81.利率.....................................................82.资产价格.................................................83.信贷.....................................................84.汇率.....................................................9三、近年来我国房地产价格变化的历程.........................9（一）我国货币政策调控的主要阶段...........................91.1998年至2002年...
