摘要经济增长越来越快,信息技术水平不断提高。“云计算”应用于各行各业。对我国银行业来说,面对数据增长带来的持续IT成本压力,云计算在银行领域的应用势在必行。本文从云计算与会计信息化的相关理论方面开始着手分析,所谓云计算简单粗略来说就是基于互联网的一种技术,具有私有云、公共云和混合云三种部署模式,结合会计信息化的特点分析从而引出云计算应用到会计信息化中的有利因素,比如有效降低企业成本、异地协同能力等。通过工商银行联合软件开发商推出在线财务软件这一案例发现会计数据储存会存在安全隐患、网络性能不稳定等问题,针对云计算在工行实际应用中存在的问题,找出相应的解决对策,比如完善相关会计操作、数据加密等,对其他行业的应用起到借鉴作用。希望云计算这一技术可以应用在银行业甚至各行各业中,让其发展的更好更顺利。关键词:云计算;会计信息化;问题;对策ABSTRACTTheeconomicgrowthisgettingfasterandfaster,andthelevelofinformationtechnologycontinuestoincrease."Cloudcomputing"appliestoallwalksoflife.ForChina'sbankingindustry,inthefaceofcontinuousITcostpressuresbroughtaboutbydatagrowth,theapplicationofcloudcomputinginthebankingsectorisimperative.Thisarticlebeginswiththeanalysisofcloudcomputingandaccountinginformatizationrelatedtheory,theso-calledcloudcomputingissimplyaroughInternet-basedtechnology,withprivatecloud,publiccloudandhybridclouddeploymentmode,combinedwithaccountinginformationtechnologyThecharacteristicanalysisleadstothefavorablefactorsfortheapplicationofcloudcomputingtoaccountinginformationization,suchastheeffectivereductionofenterprisecostsandtheabilitytocooperateindifferentplaces.ThecaseofintroducingonlinefinancialsoftwarethroughthejointsoftwaredeveloperofICBCfoundthatthestorageofaccountingdatamayhavepotentialsafetyhazards,unstablenetworkperformance,etc.,andsolvetheproblemsexistingintheactualapplicationofcloudcomputinginICBC,andfindoutthecorrespondingsolutions,suchasImproverelevantaccountingoperations,dataencryption,andotherapplicationsofotherindustriesasareference.Itishopedthatthistechnologyofcloudcomputingcanbeappliedinthebankingindustryandeveninallwalksoflifetomakeitsdevelopmentbetterandsmoother.Keywords:Cloudcomputing;Accountinginformationization;Problems;Countermeasures目录1绪论.....................................................11.1研究背景...................................................................................................................11.2国内外研究状况........................................................................................................11.2.1国内研究状况.........................................................................................................11.2.2国外研究状况.........................................................................................................21.3研究内容与研究方法................................................................................................31.3.1研究内容.................................................................................................................31.3.2研究方法................................................................................................................42云计算与会计信息化的相关理论概述............................................................52.1云计算的相关理论....................................................................................................52.1.1云计算的概念...................................................................................