浅析江苏同方房地产资产评估规划勘测有限公司的财务风险与防范摘要:最近这几年，我们国家的住房制度逐渐在改革、逐步城市化、经济发展迅速，我们国家的房地产业快速发展，逐渐成为我们国家的经济性产业。由此可得，随着我们国家整体经济的发展和我国居民收入水平的提高，房地产这一行将会发展的越来越好。但是房地产的风险性很大，房地产金融在不断壮大的同时也承担着风险。中国商业银行房地产融资隐藏着重要的风险。历史教训表明，商业银行房地产金融风险非常大，一旦爆发，它将立即蔓延到整个金融体系，甚至会影响整个国家经济的发展。因此，应采取积极的对策，防止房地产金融特别是商业银行房地产金融风险。关键词：房地产金融风险风险分析AnalysisonFinancialRiskandPreventionofJiangsuTongfangRealEstateAssetEvaluationPlanningandSurveyCo.,LtdAbstract:Inrecentyears,withthecontinuousadvancementofhousingsystemreform,thesustainedandrapidgrowthofthenationaleconomyandtheaccelerationofurbanization,therealestateindustryinChinahasbecomeanindustrywithrapiddevelopment,andismovingtowardsthepillarindustryofthenationaleconomy.ItcanbepredictedthatwiththerapiddevelopmentofChina'seconomyandtheimprovementofnationalincomelevel,therealestateindustrywillhavegreaterdevelopmentspaceandpotential.Atthesametime,therealestatefinancedevelopsrapidly,andplaysadecisiveroleinthedevelopmentoftherealestateindustry,becominganimportantsupportforthedevelopmentoftherealestateindustry.However,therealestateindustryisahigh-riskindustry.Whilesupportingtherapiddevelopmentoftherealestateindustry,therealestatefinanceinevitablybearsthehighriskoftherealestateindustry.Inourcountry,becauseofthesinglefinancingchannel,commercialbankshavebecomethemainbearersofrealestatefinancialrisks.VarioussignsshowthattherealestatefinanceofcommercialbanksinChinahashiddensignificantrisks.Thehistoricallessonsshowthattherealestatefinancialriskofcommercialbanksisverybig,onceitbreaksout,itwillquicklyspreadtotheentirefinancialsystemandevenaffectthestabilityanddevelopmentoftheentirenationaleconomy.Therefore,itisurgenttotakeactivemeasurestopreventrealestatefinance,especiallyrealestatefinancialrisksofcommercialbanks.keyword:RiskAnalysisofRealEstateFinancialRisk目录...............................................................................................................................................................1............................................................................................................................................1................................................................................................................................................2...............................................................................................4........................................................................................4................................................................................................................................4................................................................................................................5.......................................................................................................5....................................................................................................5............................................................................................................8........................................................................
