目录摘要································1关键词·······························1Abstract······························1KeyWords······························1一、绪论······························21、论文研究的背景························2二、民营中小企业营运资金管理概述··················21、营运资金管理的概念······················22、营运资金的特点························33、营运资金管理的原则······················3三、民营中小企业营运资金管理现状及问题分析·············41、流动资金严重不足·······················42、营运资金低效运营·······················53、营运资金管理弱化·······················54、营运资金结构不合理······················55、财务控制薄弱·························56、企业营运资金风险不稳定····················5四、强化中小企业营运资金管理的措施·················71、加强自身管理，拓宽融资渠道··················72、调整资金结构，预防不良资产··················73、改变企业经营观念，采用先进管理方法··············74、制定营销管理中合理的信用政策·················85、提高企业管理人员素质，增强营运资金管理能力··········8五、中小企业营运资金管理展望····················91、探索营运资金管理基本理论的创新················92、建立新型的营运资金管理绩效评价体系··············93、深入开展营运资金管理策略和管理模式的研究···········94、强化“零营运资金管理”的意识·················9参考文献······························10中国民营中小企业营运资金管理现状及对策摘要：随着改革开放三十几年的开展，我国的国民经济得到了飞速的发展和进步，尤其是民营中小企业实越来越成为促进我国经济建设和社会发展的重要组成部分和不可或缺的力量。民营中小企业对国民经济的贡献率约为百分之三十，这个数字要比总体经济的增速还要大。可是，民营小企业在实际的发展中也遇到很多的问题和不足，尤其是表现在营运自己的短缺问题上。营运资金是民营中小企业开展日常工作和业务的重要支持和基础，其应用体现在企业的全部环节中，因此营运资金是否充足或者是应用效率是否完善对企业的经营和盈利目标的实现至关重要。所以，我们应该注重对民营中小企业中的营运资金的监管工作，将其放在促进民营中小企业发展的重要位置上。本文应用常规的研究手段对营运资金的特点进行分析并给出相应的对策和建议。关键词：民营中小企业营运资金管理问题对策Abstract：Withthedevelopmentofthethirtyyearsofreformandopeningup,thenationaleconomyofourcountryhasbeentherapiddevelopmentandprogress,especiallysmallandmedium-sizedprivateenterprisesrealincreasinglybecomethepromotionofanimportantpartofChina'seconomicconstructionandsocialdevelopmentandindispensablepower.PrivateSMEscontributiontothenationaleconomyisaboutthirtypercent,whichisgreaterthanthegrowthrateoftheoveralleconomy.However,theprivatesmallenterprisesintheactualdevelopmentalsoencounteredalotofproblemsanddeficiencies,especiallyintheoperationoftheirownshortageofproblems.Workingcapitalistheimportantsupportandthefoundationofthesmallandmed...
