中小型企业财务管理存在的问题与对策摘要中国加入世贸组织以来，中小型企业遇到了前所未有的发展机遇，同时也面临着严峻的挑战，在财务管理方面出现了诸多问题，难以适应经济全球化和企业本身发展的要求。面对新的形势和要求，中小型企业必须转变观念，改变传统的企业财务管理模式，运用先进的财务管理手段和方法，加大财务管理力度，提高财务管理水平和经济效益。本文主要分为五个部分来研究说明中小型企业财务管理所存在的问题及对策。第一部分简单概括了中小型企业财务管理的现状；第二部分重点介绍了中小型企业财务管理存在的问题；第三部分阐明了中小型企业财务管理存在这些问题的主要原因；第四部分以山西绿拓公司为例，对财务管理状况进行了充分地分析说明；第五部分重点提出了解决中小型企业财务管理存在问题的一些建议。关键词：中小企业、财务管理、问题分析、对策建议AbstractSincejoiningtheWTOChina,smallandmediumenterprisesencounteredhithertounknowndevelopmentopportunity,butalsofacedwithseverechallenges,therehavebeenmanyproblemsinfinancialmanagement,itisdifficulttoadapttotheeconomicglobalizationandthedevelopmentoftheenterpriseitself.Inthefaceofthenewsituationandrequirements,smallandmediumenterprisesmustchangetheidea,tochangethetraditionalmodeofenterprisefinancialmanagement,theuseoffinancialmanagementmeansandmethod,advancedfinancialmanagement,increasestrength,improvethefinancialmanagementlevelandeconomicbenefits.ThispaperisdividedintofivepartstostudyillustratetheproblemsandCountermeasuresoffinancialmanagementofsmallandmediumenterprises.Thefirstsectionsummarizesthecurrentsituationoffinancialmanagementofsmallandmediumenterprises;thesecondpartmainlyintroducesthesmallandmedium-sizedenterprisefinancialmanagementproblems;thethirdpartexpoundsthemainreasonsofthefinancialmanagementofsmallandmediumenterprisestheseproblems;thefourthparttakesShanxigreenextensioncompanyasanexample,ontheconditionoffinancialmanagementarefullyanalyzed;thefifthpartmainlyputsforwardsomesuggestionstosolvetheproblemsexistinginthefinancialmanagementofsmallandmediumenterprises.Keywords:Problemsofsmallandmediumsizedenterprises,financialmanagement,analysis,countermeasuresandsuggestions中小型企业财务管理存在的问题与对策目录毕业论文声明...................................................................................................................................I摘要...........................................................................................................................................IIAbstract...........................................................................................................................................III1中小型企业财务管理的现状........................................................................................................62中小型企业财务管理中存在的问题............................................................................................72.1融资困难，资金严重不足.................................................................................................72.2营运资金管理不合理.........................................................................................................72.3财务管理水平低，内控不严格.........................................................................................82.4财务人员素质整体偏低.....................................................................................................83中小型企业财务管理存在问题的原因.................................................
