银行业财务风险管理问题研究——以南京银行为例摘要伴随着现阶段金融市场全球化的开展，当下金融业呈现出蓬勃发展的趋势。并且我国商业银行业业进入了金融竞争市场中。作为对货币资金以及信贷业管进行管理的商业银行来讲，其在发展中的风险是不可避免的。商业银行的财务风险成为银行重点关注的对象。提高商业银行的财务风险管理要是银行竞争力的重要体现。在目前，我国商业银行财务风险管理水平远远落后于发达国家。为此，学习西方商业银行金融管理，制定出符合我国国情的商业银行财务风险管理方案是当下我国商业银行迫切的需求。基于此，本文通过分析商业银行财务状况，以江苏南京银行为例，重点分析目前财务风险的状况。本篇毕业论文一共有6个部分，第一章节讲解了选题背景和研究意义，并重点梳理了现阶段国内外商业银行财务风险的相关文献。第二章则论述了财务风险的理论基础，并提出商业银行财务风险的界定以及必要性和特征。本文的第三部分以案例进行具体的论述，是本文的重点内容，本章以南京银行为例分析其财务风险现状。第四部分在第三部分的基础上进一步分析目前南京银行财务风险存在的问题及政策建议，并进一步提出南京银行财务风险管理特征，并在本文的最后部分提出相应的结论，并对本文进行整体总结分析。关键词：南京银行财务风险风险管理对策建议Studyonthefinancialriskmanagementofbankingindustry--TakingNanjingbankasanexampleAbstractWiththespeedingupoftheinternationalizationoftheworld,greaterfinancialindustryinternationalizationdegree,thismeansthatourcountrycommercialbankalsousheredintheranksofinternationalfinancialcompetition.CommercialBanksbecauseofmoneyfundsandcreditbusinessisaspecialclassofenterpriseoperationandmanagementof,riskissuesinevitablybecomeahottopicofcommercialbank.ForcommercialBanks,scientificandefficientfinancialriskmanagementlevelistheimportantofenterprisecorecompetitiveness.Atpresent,ourcountrycommercialbankfinancialriskmanagementlevelcomparedwithwesterndevelopedcountriesfarinsufficient.Absorbthewesternadvancedmanagementandtechnology,developasetofscientificfinancialriskmanagementmethodssuitabletoChina'snationalconditionshasbecometheurgentdemandsofChina'scommercialBanks.ForcommercialBanks-ahigh-riskindustry,financialindustrycharacteristicresearchoffinancialriskmanagementhasbeenanimportantissueintheresearchofscholarsfromallwalksoflife.Innanjing,jiangsubank,forexample,thispaperfocusesonanalyzingthepossiblefinancialrisks.Inthispaper,themainbodyisdividedintosixparts.The1stchaptermainlyintroducedtheselectedtopicbackgroundandresearchsignificanceofthisarticle,thekeycombedthedomesticandforeignliteraturerelatedtocommercialbankfinancialriskmanagementresearch.The2ndchapterlaidatheoreticalfoundationforthefulltext,westudythedefinition,characteristicsofthecommercialbankfinancialriskandresearchnecessity.Thethirdchapteristhefocusofthisarticle,withbankofnanjingasanexample,analyzedthepossiblefinancialrisks.Thischapterstartswiththebasicsituationofnanjingbank,analyzeditsfinancialriskmanagementstatus.Thefourthchapterwillnanjingbankfinancialriskproblemsareanalyzedinfocus.Andanalyzestheexistingproblemsofinternalandexternalreasons.InthefifthchaptergivespolicySuggestionsfornanjingbankfinancialriskcharacteristics.Thelastpartofthearticleastheconclusion,thestudyofcommercialbankfinancialriskmanagement,thepaperproposestheoverallsummaryoftheanalysis.Keywords:Nanjingbank;Financialrisk;Riskmanagement；Suggestions目录引言...........................................................1第一章银行业财务风险相关概述..................................11.1财务风险相关概念.............
