中小企业融资瓶颈及策略分析摘要随着国家经济一体化进程的全面开展与实施，中小企业的快速崛起，使其逐渐成为推进我国经济发展的主要动力。与大型企业相比，当前我国中小企业的竞争力处于弱势地位，主要表现在资金筹集途径单一、与其他企业的融资存在较大困，对于中小企业来说，他们的发展和自身情况相匹配的融资，至关重要，因此当我们以中小企业来看相匹配融资时，就可以发现在中小企业中如何解决融资问题是企业生存发展的至关因素。现在我们以中小企业的融资现况为研究背景，以被研究的公司作为研究对象，谈论我国中小企业当前融资所面临的困境，以及在融资过程中中小企业造成融资困难的原因分析，并提出对这些问题可以解决的办法。希望今后学者可以通过本文粗浅的见识继续探讨拓展和完善中小企业融资渠道的途径和策略，共同促使中小企业有效得到足够的融资，解决资金紧张的发展问题，为社会主义市场经济增添新的活力。[关键词]中小企业；融资方式；融资难AbstractWiththefulldevelopmentandimplementationofthenationaleconomicintegrationprocess,therapidriseofsmallandmedium-sizedenterpriseshasgraduallybecomethemaindrivingforcetopromotetheeconomicdevelopmentofourcountry.However,astheoverallcompetitivenessofSMEisrelativelyweak,thefinancingcapacityisnotstrong,andthesourceoffundsisrelativelynarrow,whichmakesthesmallandmedium-sizedenterprisesinourcountrylackoffundsanddifficulttofinanceinthecourseofoperation.ForSMEs,thefinancingoftheirdevelopmentandtheirownsituationisveryimportant.Therefore,whenwelookatmatchingfinancingwithSMEs,wecanfindouthowtosolvethefinancingprobleminSMEsisthesurvivalanddevelopmentofenterprises.Thecrucialfactor.NowwetakethefinancingstatusofSMEsastheresearchbackground,andtheresearchcompaniesastheresearchobject,talkaboutthedilemmaofthecurrentfinancingofSMEsinChina,andthereasonsforthefinancingdifficultiescausedbySMEsinthefinancingprocess,andproposeSolutionstotheseproblems.Therefore,takingthesmallandmedium-sizedenterprisesastheresearchobject,theresearchisasfollowsHowtosolvetheproblemsexistinginthefinancingprocessofsmallandmedium-sizedenterprisesisofgreatsignificance.OnlyaclearanalysisofthefinancingprocessofSMEsandtheresolutionofproblemsarisingfromtheirfinancingprocesscanalleviatethefinancialconstraintsofSMEsandaddnewvitalitytothesocialistmarketeconomy.[keywords]smallandmedium-sizedenterprises;financingmethods;financingdifficulties目录摘要第1章引言..................................................................................................................11.1研究背景及意义....................................................................................................11.1.1研究背景.....................................................................................................11.1.2研究意义......................................................................................................1第2章中小企业融资的相关概述..............................................................................32.1中小企业概述.........................................................................................................32.1.1中小企业相关界定......................................................................................32.1.2中小企业的主要特点..................................................................................32.2中小企业融资概述.................................................................................................42.2.1中小企业融资的定义..................................................................
