内蒙古发展“绿色金融”的对策研究［摘要］促进金融创新，发展绿色金融是加快内蒙古生态文明发展的关键方式。绿色金融就是金融组织从环保层面着手，利用众多业务运作指导外部资源合理分配，去除比如“先污染后治理”等不合适的发展方式，关注金融和经济、环境的全面发展，把长久稳定发展转变成全新的金融发展方式。2007年中国人民银行、原国家环保总局中国银监会共同制定了《关于落实环境保护政策法规防范信贷风险的意见》，此后中国银监会也专门制定《节能减排授信工作指导意见》和《绿色信贷指引》，中国保监会联合环保部制定《关于开展环境污染强制责任保险试点工作的指导意见》。上述文件的制定对我国发展绿色金融有显著的正面影响，但是和其他发达国家进行比较绿色金融发展水平不高，本地区绿色金融依旧位于早期发展时期，依旧需要后续的深化。［关键词］绿色金融，发展，策略InnerMongoliadevelopmentthecountermeasureresearchof"greenfinance"ABSTRACT:Promotethedevelopmentoffinancialinnovation,greenfinanceisanimportantwaytopromotetheecologicalcivilizationconstructioninInnerMongolia.Greenfinanceisfinancialinstitutionsfromtheperspectiveofenvironmentalprotection,throughaseriesofoperationsguidepositiveconfigurationofsocialresources,ditching,suchas"treatmentafterpollution","pollutionwhilegovernance"developmentmodel,attachesgreatimportancetothefinancialandeconomicandenvironmentalcoordinateddevelopment,organictothesustainabledevelopmentofbiochemicalnewformsoffinancialdevelopment.In2007,thestateenvironmentalprotectionadministrationofthepeople'sbankofChina,theChinabankingregulatorycommissionjointlyissued"ontheimplementationofenvironmentalprotectionpoliciesandregulationstopreventcreditriskofopinion",aftertheChinabankingregulatorycommissionissuedseparatelythe"guidanceforenergyconservationandemissionsreductioncreditwork"and"greencreditguide",theChinainsuranceregulatorycommissionjointlyissuedbytheministryfortheimplementationoftheenvironmentalpollutioncompulsoryliabilityinsurancepilotguidance".These"opinion"ofthedevelopmentofChina'sgreenfinancialdevelopmenthasplayedapositiveroleinguiding,butwiththeUnitedStates,Europe,JapanandSouthKoreaandothergreenfinancialdevelopmentfasterthancountries,greenfinanceisstillintheprimarystageofdevelopmentinInnerMongolia,stillneedtofurtherdeepen.KEYWORDS:Greenfinance,development,strategy目录一、绿色金融的基本理论...................................2（一）绿色金融的内涵..............................................2（二）绿色金融与传统金融的比较....................................2（三）绿色金融与低碳经济的关系....................................3二、内蒙古绿色金融发展及存在的问题........................4（一）利润与环境保护之间的权衡....................................4（二）绿色金融制度不健全，标准不完善..............................4（三）金融机构与环保机构的信息不对称..............................4（四）环保、金融复合型人才稀缺....................................5三、内蒙古绿色金融发展SWOT分析...........................6（一）优势分析....................................................6（二）劣势分析....................................................6（三）机遇分析....................................................7（四）挑战分析....................................................6（五）SWOT分析的战略选择..........................................7四、内蒙古发展绿色金融的对策..............................9（一）建立绿色金融制度框架........................................9（二）完善绿色金融发展的法律法规..............
