企业筹资风险的成因及对策分析研究 金融学专业VIP免费

企业筹资风险的成因及对策摘要企业筹资风险即狭义的财务风险，是指企业在经营活动中与筹资风险有关的风险。筹资风险的研究对于一个企业的经营和发展非常重要。筹资风险主要表现在筹资成本过大、利率过高、债务规模过大而致使企业过度负债，债务期限结构不合理而构成财务危机等等。针对风险，分析企业筹资风险产生的原因有外部金融市场的变动、企业资本结构、债务期限结构不合理也会产生筹资风险。为了有效地防范风险，提出建立有效地风险防范机制、选用最优的投资项目、优化资本结构、合理安排企业债务期限、确保企业偿债能力等对策。关键词：财务风险；资本结构；财务杠杆；负债规模ThefinancialriskofenterprisesABSTRACTTheriskofenterpriseraisingfundsisfinancialriskinthenarrowsensewhichistheriskrelatedtotheraisingfundsriskintheoperationactivityoftheenterprise.Thestudyofraisingfundsiscriticaltotheoperationanddevelopmentoftheenterprise.heraisingfundsriskmainlyshowsinfollowingaspects:largeraisingfundcost,highrate,largescaleofdebtresultingintheenterpriseisheavilyindebt,theirrationaldebtdealinestructureformingfinancialriskandsoon.Wecananalysisthecauseofenterpriseraisingfundsriskbytakingintoconsiderationtherisk.Thereasonsare:thechangeofexternalfinancialmarket,thestructureofenterprise`scaptal,theirrationaldebtdeadlinecanalsoresultinrisk.Inordertotakeprecautionsagainstriskdffectively,aneffectiveriskpreventionmechanismcanbesetup.electthebestinvestmentproject,optimizecapitalstructure,arrangeresonableenterprisedebtdeadline,andensurethecapacityofenterprisepayingbackthedebt.Keywords:financialrisk:Capitalstructure;financialreleaselever;Debtscale目录一.筹资风险理论分析....................................................................1(一)筹资风险概述...................................................................11.筹资风险的定义及分类.........................................................12.筹资风险的特征...............................................................1(二)企业筹资风险的表现形式.........................................................21.支付风险.....................................................................22.财务杠杆风险.................................................................2二.企业筹资风险产生的原因..............................................................2(一)外因分析.......................................................................21.金融市场变动.................................................................22.经营风险.....................................................................3(二)内因分析.......................................................................31.资本结构不合理...............................................................32.债务期限结构不合理...........................................................33.企业偿还能力不足.............................................................3三.企业筹资风险的防范对策..............................................................4(一)基于外因的防范对策.............................................................41.建立有效的风险防范机制.......................................................42.选用最优的投资项目...........................................................5(二)基于内因的防范对策.............................................................51.优化资本结构.................................................................52.合理安排企业债务期限.........................................................63.提高资金...