题目牡丹江恒远药业有限公司融资现状及对策摘要一些小型公司对于促进当前经济的繁荣有着不可磨灭的功勋，而且它们还有利于社会的进步，此外，它们对于经济环境的改善至关重要，然而，解决资金短缺问题是它们当前的首要任务，资金不足严重影响了公司的平稳发展。这次我研究的对象是恒远药业企业，此次，我利用一些集资方面的知识和该企业的现状，在查阅了许多资料之后对该企业集资困难的原因进行了调查。而且，还提出了相应的解决措施，首要的就是根据国家相关法律健全银行管理制度、重视信用制度建设、建立多种集资制度、该企业需要增强自身实力等等，以便于给本企业提供一些数据参考。关键词：恒远药业有限公司；融资渠道；融资策略AbstractInChina,SMEsareavitalforceinpromotingeconomicdevelopmentandplayanimportantroleinsocialdevelopment,China'seconomicdevelopmenthasmadeapositivecontribution,butfundingforSMEsbottleneckshinderingtheirdevelopmentandgrowth.asanexample,Combinedwiththefinancingtheoryknowledgeandthefinancingpresentsituation,andalargenumberofdocuments,thispaperexpoundsthereferencedataofdifficultyoffinancingtheHengYuanPharmaceuticalCo.Ltd.,mainlyincludingcausesthenarrowfinancingchannel,lessdebtfinancing,financingstructureisunreasonable,financingasinglepattern,andcauseofanalysis,andputsforwardsomesolutionstoinheritanceofdifficultyoffinancing,glassmaincountermeasureshavecountriesshouldperfecttherelevantlawsandregulations,improvethesystem,speedupthecreditsystemconstruction,buildingmulti-levelfinancingsystem,toimproveenterprise'sowninheritanceglassquality,etc,toprovidereferenceforHengYuanPharmaceuticalCo.Ltd.Keywords：TheHengYuanPharmaceuticalCo.Ltd；Financingchannel；目录摘要......................................................................IAbstract.................................................................II一、恒远公司概况..........................................................1二、恒远公司融资现状及存在问题............................................2（一）恒远公司融资现状..................................................21.内源融资状况........................................................22.外源融资状况........................................................2（二）恒远公司融资存在的问题............................................31.融资成本高..........................................................32.融资渠道单一........................................................33.融资渠道狭窄........................................................34.融资结构不合理......................................................45.缺乏融资政策环境研究................................................46.融资意识淡薄........................................................4三、恒远公司融资问题成因分析..............................................4（一）企业自身原因......................................................41.企业人才匮乏........................................................42.规模小自有资金不足..................................................53.缺乏担保物和或抵押物................................................54.素质较低信用状况较差................................................55.企业管理水平低财务管理不规范........................................56.企业融资缺乏创新....................................................57.企业品牌意识市场认知度低............................................5（二）银行方面的原因....................................................61.缺乏合适的信用担保机制...........................
