摘要随着互联网的不断发展，众筹商业模式作为一种新型融资方式逐渐进入大众视野。另一方面，我国经济的飞速发展和互联网时代的到来壮大了中小型创新企业这一群体，新兴的融资模式具有门槛低、方便快捷、不受地域和时间限制的特点，这大大满足了中小投资者的融资需求。这种新型融资方式的出现降低了我国中小型企业融资的门槛，带动了企业项目创新，为我国经济发展注入了新活力。但是我国在众筹方面的法律法规仍处于空白，缺乏金融监管、法律定性不明以及知识产权保护力不够等问题制约了众筹的发展。我国的众筹现在仍处于初级发展阶段，因为法律定性不明，极易触碰非法集资罪和洗钱罪的红线。因此，对于大众来说，防范互联网众筹的法律风险是十分有必要的。这就需要我们深入分析它潜藏的法律风险，针对其风险给出相应的解决方法，给有融资需求的企业一定的融资建议。关键词：众筹；互联网平台；商业模式；法律风险防范ABSTRACTWiththecontinuousdevelopmentoftoday'sInternetera,crowd-fundingbusinessmodelshavegraduallyenteredthepubliceyeasanewfinancingmethod.Ontheotherhand,therapiddevelopmentofmycountry'seconomyandtheadventoftheInterneterahavestrengthenedthegroupofsmallandmedium-sizedinnovativeenterprises.Theemergingfinancingmodelhasthecharacteristicsoflowthreshold,convenientandfast,freeofgeographicalandtimeconstraints,whichgreatlymeetstheneedsofsmallandmedium-sizedenterprises.Financingneedsoffinanciers.Theemergenceofthisnewtypeoffinancinghasloweredthethresholdoffinancingforsmallandmedium-sizedenterprisesinmycountry,promotedtheinnovationofenterpriseprojects,andinjectednewvitalityintomycountry'seconomicdevelopment.However,mycountry'slawsandregulationsoncrowd-fundingarestillblank.Thedevelopmentofcrowd-fundingisrestrictedbythelackoffinancialsupervisionandtheunclearnatureoflawsandtheinsufficientprotectionofintellectualpropertyrights.Crowd-fundinginChinaisstillintheprimarystageofdevelopment,becausethelegaldefinitionisnotclear,itiseasytotouchtheredlineofillegalfund-raisingcrimeandmoneylaunderingcrime.Therefore,itisverynecessaryforthepublictoguardagainstthelegalrisksofInternetcrowd-funding.Thisrequiresprofessionallegalprofessionalstoanalyzethehiddenlegalrisksincrowd-funding,providecorrespondingsolutionstotherisks,andgivesomeguidancetoenterprisesandfinancingprofessionals.Keywords：crowd-funding;Internetplatform;businessmodel;legalriskprevention目录..................................................................2................................................................2.................................................................2.................................................................3.................................................................4............................................................4........................................................4............................................................4........................................4.......................................................4...................................................5............................................6...............................................6...............................................7...............................................7.........................................8..........................................8...............................................8...........................................8HYPERLINK\l"_Toc883156707_WPSOffice_Level2"4.3健全众筹商业模式的信息披露机制..............................
