我国城市商业银行竞争力研究摘要：在最近几年的时间里，中型企业以及小型企业在一定程度上缓解就业的压力，从中型以及小型企业对中国经济的贡献程度上我们可以得出，中型以及小型企业在一定程度上促进了国民经济的增长。但是中型以及小型企业的发展资金重点来源于城市商业银行，因此商业银行是中型以及小型企业发展的坚实后盾。所以，探究商业银行竞争力的发展有着非常重要实际意义。这篇文章用城市商业银行的竞争能力作为重点的探究对象从商业银行的发展历程及现状出发，分析商业银行的优势、不足以及出现问题的原因，从而表明增强城市商业银行的竞争策略。关键词：商业银行 竞争力 策略1AbstractAbstract:In recent years, medium-sized enterprises and small businesses have eased the pressure on employment to a certain extent, and we can conclude from the extent to which medium-sized and small-scale enterprises contribute to China's economy. To a certain extent, medium-sized and small-sized enterprises have promoted the growth of the national economy. However, the development of medium-sized and small-sized enterprises is mainly funded by urban commercial banks, so commercial banks are the solid backing for the development of medium-sized and small-sized enterprises. Therefore, it is of great practical significance to explore the development of the competitiveness of commercial banks. This article takes the city commercial bank's competitive ability as the key research object from the commercial bank's development course and the present. Based on the analysis of the advantages and disadvantages of commercial banks and the causes of the problems, this paper points out the competitive strategies of urban commercial banks.Key words: commercial Banks; Competitiveness; strategy2我国城市商业银行竞争力研究一、我国城市商业银行竞争力概述（一）我国城市商业银行的发展历程及现状从历史的角度来看，城市商业银行是由城市信用社发展而来的，但是城市商业银行是经过了股份制改革的地方...
