摘 要近年来，随着互联网等技术的兴起和推广，刺激了许多新兴行业的发展，其中互联网金融产业就是典型代表。互联网金融起步阶段只是传统金融行业开始互联网化，对居民影响并不大。但随其发展，出现了第三方支付手段，使其迅速发展大大的影响到了人们的生活。而现在互联网实质性金融业务飞速发展，进一步加强了其对于居民消费的影响。互联网金融的发展改变了居民的消费观念，极大的刺激了居民的消费。本文以互联网金融对居民消费的影响出发，围绕互联网金融背景下居民消费现状，客观分析当前互联网金融对居民的影响及其未来的整体发展趋势,并提出了一些有针对性的建议，以期能为互联网金融发展，为提高居民消费起到一定的参考价值。关键词： 互联网金融；居民消费；影响；现状；发展建议 AbstractIn recent years, with the rise and promotion of Internet and other technologies, it has stimulated the development of many emerging industries, of which the Internet financial industry is a typical representative. The initial stage of Internet finance is just that the traditional financial industry has begun to become Internetized, and it has little impact on residents. However, with its development, third-party payment methods have emerged, which have rapidly developed and greatly affected people's lives. The rapid development of the Internet's substantial financial business has further strengthened its impact on residents' consumption. The development of Internet finance has changed residents 'consumption concepts and greatly stimulated residents' consumption. Based on the impact of Internet finance on residents' consumption, this article objectively analyzes the current impact of Internet finance on residents and the overall future development trend in the context of Internet finance. The development of Internet finance has played a certain reference value for improving residents' consumption.Key words:Internet finance; residents' consumption; impact;current situati...
