商业银行操作风险管理问题研究摘要随着我国金融业的发展，我国现代银行面临着很多的风险。商业银行所面临的风险包括市场风险、信用风险和操作风险。其中现在关于操作风险较为的突出，因而亟待我们提出有效的加强我国商业银行风险管理的措施。本文将立足于已有的国内外研究成果上，通过对商业银行操作风险的概念、特征等理论的深入探究，总结出现在我国商业银行操作风险管理中的三大主要问题。操作风险管理理念淡薄，操作风险管理体系不完善，和操作风险管理方法落后是我国商业银行操作风险管理方面存在的三个方面的问题。同时，本文将针对这些存在的问题，相应的提出三大加强我国商业银行操作风险管理的措施：一更新操作风险管理理念，二完善操作风险管理体系，三加强人力资源管理。最后，结合本文的分析和研究，对关于商业银行操作风险管理问题做以总结。关键字：商业银行；操作风险；风险管理 IStudy on operational risk management of commercial bankAbstractWith the development of China's financial industry, our modern banking faces a lot of risk. Risks faced by commercial banks include market risk, credit risk and operational risk. Which now about operational risk is prominent, so it should be we propose effective to strengthen our country commercial bank risk management measures. This paper will be based on the existing research results at home and abroad, the concept, the operational risk of commercial bank and the characteristics of theory study, the three main problems are summed up in the operational risk management in commercial banks of china. Operational risk management is weak, the operational risk management system is not perfect, and operational risk management method backwardness are the three aspects of the problems of operational risk management of commercial banks in China in terms of. At the same time, this article will aim at these problems, the corresponding put forward three to strengthen the operational risk management in Chinese commercial ban...
