保险学-我国商业健康保险和医疗保障体系衔接路径研究VIP专享

我国商业健康保险和医疗保障体系衔接路径研究【摘要】商业健康保险与社会医疗保障体系二者的衔接，一直是社会探讨的重要议题，尤其是在我国各方面的经济实力不断提高的今天，国民对生活质量的要求也越来越高，其中包括对健康情况的重视程度以及相关的医疗保障的需求。因此，国家在医疗保障体系方面的改革也紧随其后。但是，“看病难，看病贵”，依旧是全球范围内各个国家和社会的重点和难点，本文主要研究我国如何在中国特色社会主义中进行商业健康保险和社会医疗保障体系的衔接路径，立足于我国的基本国情，参考国内外的成功案例和应用实证，对我国如今衔接路径的所存在的问题和现状进行研究分析。究竟如何能够找到医疗保障体系和商业健康保险的衔接路径，这是本文要研究的主要问题，如何将政府和市场两个特点完全不同的机制结合起来，两者相辅相成，焕发出崭新的活力，以期能够给我国国民的医疗保险提供更上一个层次的保障。【关键词】商业健康保险；医疗保障体系；衔接路径Study on The Connection Path of China's Commercial Health Insurance and Medical Security System[Abstract] Commercial health insurance and social medical security system of the two connection, has always been a society to discuss important issues, especially in our country today, all aspects of economic strength increasing, people also more and more high to the requirement of their own quality of life, including the importance for their own health, and related health care needs. Therefore, the reform of the country's medical security system also follows."Medical care, expensive", is still a worldwide all the emphasis and difficulty in the state and society, this paper studies how the socialism with Chinese characteristics in our country for commercial health insurance and social medical security system in the path of cohesion, and based on our country's basic national conditions, the reference of successful cases at home and abroad and application of empirical, to our country now join path through analyzing the e...