中小企业融资途径探析【摘要】随着我国现阶段的快速发展，中小企业也在不断发展，对我国国民经济而言，其做出的贡献不容忽略。我国中小企业就融资而言，在发展道路上仍旧存在一些问题。目前，我国中小企业融资的主要方式涵盖了小型融资、银行贷款以及民间贷款，它们相对较为狭窄。目前，在中小企业进步中，世界金融危机的爆发对财务管理水平价值提供了参考价值。通过我国财务报表等方面的工作深入探讨，找出和明确目前面临的难题，再次进行分析处理数据，然后与理论知识相结合，在一定程度上帮助中小企业改变现状，拓展融资途径，能够促进其发展速度，以此达到市场竞争力得以提高的目的。【关键词】中小企业筹资途径融资困境AnalysisofFinancingApproachesforsmallandMedium-sizedEnterprises【Abstract】Withtherapiddevelopmentofourcountryatthisstage,smallandmedium-sizedenterprisesarealsodevelopingcontinuously.Asforournationaleconomy,theircontributioncannotbeignored.Asfarasfinancingisconcerned,therearestillsomeproblemsinthedevelopmentofsmallandmedium-sizedenterprisesinourcountry.Atpresent,themainfinancingmethodsofsmallandmedium-sizedenterprisesinChinaincludesmallfinancing,bankloansandprivateloans,whicharerelativelynarrow.Atpresent,intheprogressofsmallandmedium-sizedenterprises,theoutbreakoftheworldfinancialcrisisprovidesareferencevalueforthevalueoffinancialmanagementlevel.Throughin-depthdiscussionsonfinancialstatementsandotheraspectsofourcountry'swork,wecanfindoutandclarifythecurrentdifficulties,analyzeandprocessthedataagain,andthencombinewiththeoreticalknowledgetohelpsmallandmedium-sizedenterpriseschangethecurrentsituationandexpandfinancingchannelstoacertainextent,whichcanpromotetheirdevelopmentspeedandthusachievethepurposeofimprovingmarketcompetitiveness.【KeyWords】Smallandmedium-sizedenterpriseFinancingchannelsFinancingdilemma目录第一章绪论..............................................................................................................1第一节研究背景及意义....................................................................................1一、研究背景..............................................................................................1二、研究意义..............................................................................................1第二节国内外研究现状....................................................................................1一、国外研究..............................................................................................1二、国内研究..............................................................................................2第三节研究方法................................................................................................2第二章M企业融资概况..........................................................................................3第一节M企业概述............................................................................................3第二节M企业融资现状....................................................................................3一、M企业融资中比例..............................................................................3二、直接融资在M企业公司融资中的情况.............................................4三、其他融资模式在M企业公司融资中的情况.....................................4第三章M企业融资中存在的问题及成因..............................................................4第一节融资中存在的问题..............................................................
