网络银行在广东省的发展及实践分析研究 财务会计专业VIP免费

摘要21世纪是个网络快速发展的时代，作为强大生命力的计算机和互联网的强强联手，给人们生活质量水平得到全面的提高，把人类带入了一个崭新的生活空间。伴随着信息化、数字化和网络化的发展浪潮，网络银行在广东省作为一种新兴的金融业，已经不断地完善，开始高速发展，业务量不断地迅速增加。本文就网络银行概述、网络银行具有的优势、我国网上银行的发展历程、广东省网络银行的发展现状、广东省网络银行的弊端、广东省网络银行的存在的问题、广东省网络银行发展对策、广东省网络银行的发展前景等进行了简单的介绍。关键字：网络银行；发展实践；广东省目录摘要·····················································1一、前言·················································3二、网络银行概述·········································3（一）网络银行定义·······································3（二）网络银行的类型·····································3（三）网络银行业务特点···································4三、网络银行具有的优势···································4（一）降低银行业务成本···································4（二）提高业务处理效率和服务质量·························5（三）产品创新能力强·····································5（四）便于完善客户行为分析·······························5四、我国网上银行的发展历程·······························5五、广东省网络银行的发展现状·····························6（一）实现网上支付业务的银行数量不断增加·········6（二）网络银行服务趋向个性化、多样化和国际化·······6（三）受到国际社会的关注，开始受到好评··········7六、广东省网络银行的弊端·································7（一）网络建设方面的弊端·································7（二）网络支付方面的弊端·································7（三）网络安全方面的弊端·································8七、广东省网络银行的存在的问题··············8（一）产品开发与风险防范能力差··············8（二）市场主体发展不健全·················8（三）监管服务不到位···················8八、广东省网络银行发展对策················8（一）营造广东省网络银行发展的良好环境··········9（二）积极转变观念，加强网络银行经营管理·········10（三）强化银监会对网络金融风险的监管···········11九、广东省网络银行的发展前景·····························12（一）网络银行业务将向多样化、创新化发展·················12（三）网络银行全球化、国际化发展趋势日益明显·············12（二）网络银行业务的创新将会推动金融市场网络化发展·······12结论·····················································12参考文献·················································13一、引言随着计算机与网络的广泛应用于高速发展...