中国电信移动支付产品中国电信移动支付产品业务规范业务规范V1.0V1.0中国电信集团公司2007年11月目录1、范围...................................................................................................................................................42、规范性引用文件...............................................................................................................................53、缩略语...............................................................................................................................................64、业务描述...........................................................................................................................................74.1业务概述.........................................................................................................................................74.2业务场景描述.................................................................................................................................74.3业务开放范围.................................................................................................................................84.4业务分类.........................................................................................................................................85、业务功能.........................................................................................................................................105.1账户设置.......................................................................................................................................105.2业务管理.......................................................................................................................................105.3交易处理.......................................................................................................................................115.4多种接入方式...............................................................................................................................115.5商品管理与展示...........................................................................................................................116、业务流程.........................................................................................................................................136.1.1虚拟/通信账户开通..............................................................................................................136.1.2银行账户开通.......................................................................................................................156.1.3冻结账户...............................................................................................................................166.2商品管理流程...............................................................................................................................176.3购买、支付业务流程...................................................................................................................176.3.1访问本地业务流程（有ISAG）.........................................................................................176.3.2访问本地业务流程（无ISAG）.........................................................................................206.3.3访问漫游地业务流程......................................................
