企业一卡通系统建设方案企业一卡通系统建设方案目录1概述.........................................................................41.1项目背景.............................................................41.2企业面临问题.........................................................51.3一卡通建设思路.......................................................51.4系统建设原则.........................................................71.4.1先进性和实用性.......................................................71.4.2良好的开放性、互联性.................................................71.4.3高可靠性.............................................................71.4.4良好的安全保密措施...................................................71.4.5经济性...............................................................81.5系统建设作用.........................................................82总体方案概述.................................................................92.1系统总体架构示意图...................................................92.2系统网络结构示意图..................................................112.3系统资金结算资金流图................................................132.4系统总体功能结构....................................................142.5系统应用安全体系....................................................143各系统方案..................................................................163.1一卡通发卡系统......................................................163.2一卡通清结算系统....................................................173.3综合业务管理系统....................................................203.4客户服务系统........................................................203.5联机账户系统........................................................213.5.1系统概述............................................................213.5.2支付交易流程........................................................223.5.3系统功能架构........................................................233.6线上系统............................................................233.6.1手机APP应用........................................................243.6.2微信公众号..........................................................243.6.3一卡通官网..........................................................243.7资金结算及银行对账系统..............................................253.8其他接入行业扩展....................................................254现有系统割接方案............................................................265运营推广....................................................................265.1运营市场定位........................................................285.2运营管理............................................................285.3运营拓展............................................................296盈利分析及投资预算..........................................................326.1项目建设投资分析....................................................326.1.1机具投资估算........................................................326.1.2卡片投资估算........................................................336.1.3硬件设备投资........................................................346.1.4软件投资估算........................................................346.1.5系统运营成本估算....................................................356.2...