中小企业融资途径探析【摘要】随着我国现阶段的快速发展,中小企业也在不断发展,对我国国民经济而言,其做出的贡献不容忽略。我国中小企业就融资而言,在发展道路上仍旧存在一些问题。目前,我国中小企业融资的主要方式涵盖了小型融资、银行贷款以及民间贷款,它们相对较为狭窄。目前,在中小企业进步中,世界金融危机的爆发对财务管理水平价值提供了参考价值。通过我国财务报表等方面的工作深入探讨,找出和明确目前面临的难题,再次进行分析处理数据,然后与理论知识相结合,在一定程度上帮助中小企业改变现状,拓展融资途径,能够促进其发展速度,以此达到市场竞争力得以提高的目的。【关键词】中小企业筹资途径融资困境AnalysisofFinancingApproachesforsmallandMedium-sizedEnterprises【Abstract】Withtherapiddevelopmentofourcountryatthisstage,smallandmedium-sizedenterprisesarealsodevelopingcontinuously.Asforournationaleconomy,theircontributioncannotbeignored.Asfarasfinancingisconcerned,therearestillsomeproblemsinthedevelopmentofsmallandmedium-sizedenterprisesinourcountry.Atpresent,themainfinancingmethodsofsmallandmedium-sizedenterprisesinChinaincludesmallfinancing,bankloansandprivateloans,whicharerelativelynarrow.Atpresent,intheprogressofsmallandmedium-sizedenterprises,theoutbreakoftheworldfinancialcrisisprovidesareferencevalueforthevalueoffinancialmanagementlevel.Throughin-depthdiscussionsonfinancialstatementsandotheraspectsofourcountry'swork,wecanfindoutandclarifythecurrentdifficulties,analyzeandprocessthedataagain,andthencombinewiththeoreticalknowledgetohelpsmallandmedium-sizedenterpriseschangethecurrentsituationandexpandfinancingchannelstoacertainextent,whichcanpromotetheirdevelopmentspeedandthusachievethepurposeofimprovingmarketcompetitiveness.【KeyWords】Smallandmedium-sizedenterpriseFinancingchannelsFinancingdilemma目录第一章绪论.........................................................................................................................................................1第一节研究背景及意义.............................................................................................................................1一、研究背景.....................................................................................................................................1二、研究意义.....................................................................................................................................1第二节国内外研究现状.............................................................................................................................1一、国外研究.....................................................................................................................................1二、国内研究.....................................................................................................................................2第三节研究方法.........................................................................................................................................2第二章M企业融资概况.....................................................................................................................................3第一节M企业概述.....................................................................................................................................3第二节M企业融资现状...................................................................................................................