目录第1章绪论.................................................................................................................................................11.1研究背景和研究意义.....................................................................................................................11.1.1研究背景................................................................................................................................11.1.2研究意义................................................................................................................................11.2文献综述............................................................................................................................................21.2.1国外研究现状.......................................................................................................................21.2.2国内研究现状.......................................................................................................................2第2章我国商业银行个人理财业务及风险管理概述.......................................................32.1我国商业银行个人理财业务概述...............................................................................................42.1.1商业银行个人理财业务的概念和内容.........................................................................42.1.2商业银行个人理财业务发展的必然性.........................................................................52.2我国商业银行个人理财业务的风险管理概述........................................................................72.2.1个人理财业务风险管理的基本内容..............................................................................72.2.2个人理财业务风险管理的必要性..................................................................................8第3章我国商业银行个人理财业务主要风险及表现.....................................................103.1内部风险..........................................................................................................................................103.1.1操作风险..............................................................................................................................103.1.2信用风险..............................................................................................................................113.2外部风险..........................................................................................................................................123.2.1市场风险..............................................................................................................................123.2.2流动性风险.........................................................................................................................133.2.3法律风险..............................................................................................................................14第4章我国商业银行个人理财业务的风险管理方法.....................................................154.1内部风险管理方法........................................................................................................................154.1.1应对操作风险.....................................................................................................................154.1.2应对信用风险.......................................
