摘要近年来，随着科技的快速发展和互联网技术的广泛普及，金融科技在金融业中的应用场景越来越广；随着金融科技的高速蓬勃发展正越来越大范围影响世界金融市场格局，金融科技的创新进步，对我国经济金融的作用也越来越重要。金融科技的发展已成为各界人士所讨论的热点，它正在收到社会各层面、各行业的广泛关注，国家和地方也先后出台了多项政策与措施，为金融科技在我国的发展给予了充足的鼓舞和切实的支持。虽然河北省在2021年的中国全国内地省市金融竞争力榜上排到第九位，但在发展金融科技的过程中仍存在一些问题和挑战，如：实力有限、人才紧缺。以河北省为例，运用文献分析法和SWOT分析法对河北省金融科技的发展进行了详细的分析，并用SWOT分析法剖析了河北省发展金融科技的优势、劣势、机会以及风险，最后为河北省健康良好的发展金融科技提供了建议。关键词：河北省；金融科技；互联网金融AbstractInrecentyears,withtherapiddevelopmentofscienceandtechnologyandthewidespreadofInternettechnology,theapplicationoffinancialtechnologyinthefinancialindustrymoreandmorewidely;Withtherapidandvigorousdevelopmentoffinancialtechnologyismoreandmorelarge-scaleimpactontheworldfinancialmarketpattern,financialtechnologyinnovationandprogress,theroleofoureconomyandfinanceisbecomingmoreandmoreimportant.Thedevelopmentoffinancialtechnologyhasbecomeahottopicdiscussedbypeoplefromallwalksoflife.Itisreceivingextensiveattentionfromalllevelsofsocietyandallwalksoflife,forthedevelopmentoffinancialtechnologyinourcountryhasgivensufficientencouragementandpracticalsupport.Althoughtheprovinceranksninthinthe2021listofthefinancialcompetitivenessofmainlandChineseprovincesandcities,therearestillsomeproblemsandchallengesindevelopingfinancialtechnology,suchaslimitedstrengthandshortageoftalents.TakingHebeiProvinceasanexample,thispapermakesadetailedanalysisofthedevelopmentoffinancialtechnologyinHebeiProvincebyusingthemethodsofliteratureanalysisandSWOTanalysis,andanalyzestheadvantages,disadvantages,opportunitiesandrisksofdevelopingfinancialtechnologyinHebeiProvincebyusingtheSWOTanalysismethod,finally,thepaperprovidessomesuggestionsforthehealthydevelopmentoffinancialscienceandtechnologyinHebeiProvince.Keywords:HebeiProvince；Financialtechnology；InternetFinance目录1绪论...............................................................11.1选题背景与选题意义................................................11.1.1选题背景........................................................11.1.2选题意义........................................................11.2文献评述..........................................................21.2.1国外研究现状....................................................21.2.2国内研究现状....................................................22金融科技发展现状...................................................42.1金融科技发展现状..................................................42.2河北省金融科技发展现状............................................53河北省金融科技机构概况.............................................73.1河北金融科技机构数量较少..........................................73.2金融科技燃指数报告（2021）........................................74分析河北省金融科技发展现状.........................................94.1优势..............................................................94.2劣势..............................................................94.3机会.............................................................104.4风险..............................................
