中文摘要摘要：随着我国移动端和互联网以及互联网金融的快速深入发展发展，我国中小企业的未来经济发展已经受到越来越多的人关注，在国民经济中占有越来越重要的地位。企业的技术创新能力在推动我国中小企业和未来经济发展中起着举足轻重的作用，而创新型人才是支撑企业的提高技术创新能力、发展就业能力的中坚力量。本文从中小企业技术创新与规模化的含义和意义出发，结合金融中小企业的发展现状，分析中小企业技术创新的出现的原因和形成的内容，了解企业技术创新在发展过程中可能出现的问题，并提出解决这些问题的措施和策略，从而促进我国中小企业的进一步发展。关键词中小企业技术创新创新型人才互联网金融毕业论文外文摘要TitleTechnologicalinnovationandscaledevelopmentofsmallandmedium-sizedenterprisesunderInternetfinanceAbstractWiththerapidandin-depthdevelopmentofMobileterminal,InternetandInternetfinanceinChina,thefutureeconomicdevelopmentofsmallandmedium-sizedenterprisesinChinahasattractedmoreandmoreattentionandoccupiesanincreasinglyimportantpositioninthenationaleconomy.Thetechnologicalinnovationabilityofenterprisesplaysadecisiveroleinpromotingthedevelopmentofsmallandmedium-sizedenterpriseandthefutureeconomyinChina,andinnovativetalentsarethebackbonetosupportenterprisestoimprovethetechnologicalinnovationabilityanddevelopemploymentability.Inthispaper,andthetechnologyinnovationofthemeaningandsignificanceofthescale,combiningwiththedevelopmentofsmallandmedium-sizedenterprisesfinancialsituation,analysisthereasonoftheemergenceofsmallandmedium-sizedenterprisetechnologycontentoftheformationofunderstandinginthedevelopmentprocessofenterprisetechnologyinnovationofpossibleproblems,andputsforwardthemeasuresandstrategiestosolvetheseproblems,soastopromotethefurtherdevelopmentofsmallandmedium-sizedenterprisesinourChina.Keywords:smallandmedium-sizedenterprises,technologicalinnovation,innovativetalents，Internetfinance目录1绪论..............................................................11.1研究背景........................................................11.2研究意义........................................................11.3研究的主要内容..................................................12互联网金融下中小企业技术创新的相关理论............................32.1中小企业的概念..................................................32.2技术创新的概念..................................................33技术创新对我国中小企业发展的重要意义..............................43.1拓展市场，提升竞争力............................................43.2促使企业形成品牌优势............................................43.3改变企业组织形式，提高管理效率..................................44中小企业技术创新给我国带来的影响..................................54.1技术创新对我国经济的影响........................................54.2技术创新对我国国民生活的影响....................................55中小企业技术创新发展面临的问题....................................75.1中小企业创新能力不足，，创新投入不足............................75.2企业对市场的适应程度差..........................................75.3中小企业技术创新的环境建设滞后..................................85.4创新型人才缺少..................................................96解决中小企业技术创新问题的策略...................................106.1强化企业主体地位...............................................106.2培养创新型人才，壮大创新人才队伍...............................106.3关注政府出台的政策和行业的发展状态..........
