1电子货币对货币政策有效性影响的研究摘 要电子货币在网络经济和科学技术的快速发展的大背景下应运而生，其对应的支付的结算清算系统也越来越完善。与此同时，以第三方支付为代表的电子支付方式发展迅速发展，货币政策有效性受电子货币影响产生一定的不确定性，在这种新形势的大背景下来研究央行在实行货币政策上的效果恰逢其时，基于此，本文从三个方面即货币政策工具、传导机制以及中介目标展开分析探究电子货币对我国货币政策有效性的影响。然后，对货币政策的中介目标进行实证分析。最后针对问题提出相关合理化的建议以及对全文进行总结和对未来的展望。关键词：电子货币，货币政策，货币政策有效性2ABSTRACTWith the rapid development of the Internet economy and the continuous advancement of science and technology, e-money came into being in response to this era.The supporting payment system for e-money, including payment settlement and clearing systems, was continuously developed and improved, and the survival of the fittest was the same. The pace of reform of electronic payment methods has gradually accelerated.Typical representation of third-party payments has sprung up and the growth in size and transaction volume has accelerated the substitution effect of electronic money. In the course of continuous development, the times have given various forms of electronic money. the central bank’s The effect of implementing monetary policy is just at the right time.:especially the impact on the intermediate target, is Important.In view of the effect of electronic money on the effectiveness of monetary policy,electronic money has started early in foreign countries, and there are many foreign documents on this research. However, electronic money has started comparatively late in the country, so domestic research literature is relatively small, but from the overall Look,domestic and foreign literature is very insightful, but there are al...
