浅析第三方支付平台的盈利模式及其潜在风险——以支付宝为例【摘要】近年来，第三方支付凭借其方便快捷的特性，在我国实现了高速发展，成为人们最常使用的支付方式。但第三方支付在我国发展的时间较短，发展的速度较快，因此可能会存在着较多的风险问题。本论文从第三方支付平台的相关理论着手，以支付宝为例，分析国内第三方支付平台的盈利模式和潜在风险，并对潜在风险提出相应的建议。【关键词】第三方支付；盈利模式；潜在风险；支付宝Analysis on the Profit Model of Third-party Payment Platform and Its Potential Risks -- Taking Alipay as an Example[Abstract]In recent years, with its convenient and fast characteristics, third-party payment has achieved rapid development in China, and has become the most commonly used way of payment. However, the time of development of third-party payment in our country is relatively short, and the speed of development is faster, so there may be some risk problems. This paper starts with the relevant theories of the third-party payment platform, takes Alipay as an example, analyzes the profit model and potential risks of the domestic third-party payment platform, and puts forward corresponding suggestions for the potential risks.[Keywords] Third-party payment Profit model Potential risks Alipay目 录1 前言.......................................................................................................11.1研究背景....................................................11.2研究内容和研究方法..........................................11.2.1研究内容....................................................11.2.2研究方法....................................................22 第三方支付平台的相关理论...............................................................32.1第三方支付的定义............................................32.2第三方支付平台的分类........................................32.3第三方支付平台的运行模式....................................42.3.1...
