目 录摘要···································1关键词··································11 大学生创业与融资概述··························31
1 大学生创业概述····························31
1 大学生创业的界定··························31
2 大学生创业的优势··························31
3 大学生创业的劣势··························31
2 大学生创业企业融资概述························41
1 融资的概念·····························41
2 融资方式······························42 大学生创业企业融资困境·························52
1 大学生自身存在的困难·························52
2 融资渠道问题·····························52
1 向家人朋友借钱···························62
2 合伙入股······························62
3 创业基金······························62
4 担保贷款······························62
5 个人银行贷款····························72
6 风险投资······························82
7 遭遇灾难时的困境(以 2019 至 2020 年的新