本科论文在当今社会，网络消费越来越为人们所接受，第三方支付现如今已是家喻户晓，我们日常生活的各个方面都已有了它的身影，同时它的出现与发展给传统银行带来冲击和影响是巨大的、极其深远的。第三方支付通过其多样化的活动来满足客户的不同需求，为消费者提供了多样化的服务，作为组成目前消费模式的重要成份，对当前银行的业务影响巨大。本篇文章根据我国第三方支付发展的现实情况并且结合政府部门和各权威机构的调查数据，分别从第三方概述、第三方支付机构与商业银行的优劣比较、第三方支付对商业银行的影响等三个方面下手进行了研究分析，并且提出目前处于互联网时代下的商业银行为应对第三方支付应该采取的相关措施，针对性的提出了一些与商业银行有关的建议，并针对商业银行的未来发展提出一些现实的指导方针。关键字：第三方支付，影响，商业银行本科论文AbstractIn today's society, online consumption is more and more accepted by people. Third-party payment is now a household name, and it has already appeared in all aspects of our daily life. At the same time, its emergence and development have brought huge and far-reaching impact on traditional Banks. As an important component of the current consumption pattern, third-party payment has a huge impact on the current business of Banks.This article according to the present situation of the development of China's third-party payment and the combination of government departments and the survey data of each authority, respectively from the third party overview, third-party payment mechanism compared with the merits of the commercial Banks, the third-party payment from the three aspects such as the influence of commercial Banks are analyzed, and put forward the current commercial Banks under the age of the Internet in response to the third-party payment should take relevant measures, targeted put forward some Suggestions related to the commercial Banks, and puts forward some reality for the future developme...
