本科论文摘 要改革开放以来，社会主义市场经济高速发展,国内的私人银行也处于高速发展阶段，中国的私人银行呈现出以大城市为依托、以高额资产客户为服务对象、提供全方位财富管理的模式，具有无限的发展潜力和广阔的市场空间。但是相比于经济体系更加发达的国家来说,我国的私人银行业还存在许多不容忽视的问题，本文从私人银行发展的三个方向分析遇到的难题，提供合理的建议和对策，为促进我国私人银行业务的迅速发展，国家相关部门应出台相关规定，防止违法行为的发生，银行要开展错位竞争，完善资产配置，创新研发新产品等方式来实现国内私人银行业务又好又快地发展。关键词：私人银行，资产配置，新产品研发 本科论文AbstractSince the reform and opening up, the Socialist market economy has been developing at a high speed, and the domestic private banks are also in a high speed development stage, china's private banks have taken on the mode of relying on big cities, serving high-value clients and providing all-round wealth management, which has unlimited development potential and broad market space. However, compared with countries with more developed economic systems, there are still many problems that can not be ignored in China's private banking industry. This paper analyzes the difficulties encountered from the three directions of the development of private banking, and provides reasonable suggestions and countermeasures, in order to promote the rapid development of China's private banking business, the relevant departments of the state should issue relevant regulations to prevent the occurrence of illegal acts, banks should carry out misplaced competition, and improve asset allocation, innovative Research and development of new products and other means to achieve the domestic private banking business good and fast development.Key words: Private bank, Asset allocation, New product R & D本科论文目 录摘 要................................
