本科论文摘 要伴随着互联网金融的蓬勃发展,当下互联网金融种类五花八门,商业银行或多或少会受到互联网金融发展的影响,商业银行的压力就会越来越大。如果商业银行想在激烈的竞争中占有地位,能够继续发展进步,那么分析互联网金融与商业银行之间的联系变得尤为关键。本文便是从互联网金融和互联网金融背景下的商业银行的发展现状出发,分析互联网金融对商业银行利润的影响,总结互联网金融对商业银行利润造成的利害因素,并针对这些影响因素对商业银行提出相应的建议。关键词:互联网金融,商业银行,利润,创新本科论文AbstractWith the vigorous development of Internet finance, there are various kinds of Internet finance. Commercial banks will be more affected by the development of Internet finance, and the pressure of commercial banks will be more and more serious. If commercial banks want to occupy a position in the fierce competition, and can continue to develop and progress, then the analysis of the relationship between Internet Finance and commercial banks becomes particularly critical. This paper starts from the development status of commercial banks under the background of Internet Finance and Internet finance, analyzes the impact of Internet Finance on the profits of commercial banks, summarizes the interest factors caused by Internet Finance on the profits of commercial banks, and puts forward corresponding suggestions for commercial banks.Key word:Internet finance,Commercial bank,Profit,Innovate 本科论文目 录摘 要........................................................................................................................................Abstract....................................................................................................................................目 录..........................................................................................................................................前 言....................................