目 录摘 要.......................................................................................................................IAbstract.....................................................................................................................II引 言.......................................................................................................................11 非存款类放贷人概述...........................................................................................31.1 非存款类放贷人的内涵...............................................................................31.2 非存款类放贷人的法律特征.......................................................................31.3 非吸收存款类放贷人的类型.......................................................................32 我国非存款放贷人法律制度的现状及问题.......................................................52.1 我国非存款类放贷人法律制度的现状.......................................................52.2 我国非存款类放贷人法律制度的现存问题...............................................53 域外先进经验对我国非存款类放贷人发展的启示...........................................93.1 市场准入门槛...............................................................................................93.2 利率规定及监管...........................................................................................93.3 开展后续资金来源.....................................................................................114 我国非存款类放贷人法律制度的完善.............................................................124.1 完善相关立法制度.....................................................................................124.2 市场准入制度.............................................................................................124.3 实行多重监管制度.....................................................................................13结 论.................................................................