贫困边缘人群的医保制度安排研究【摘要】近年来我国扶贫政策效果明显，人民的生活水平不断得到改善和提高，但高额的医疗费用还是贫困边缘人群陷入支出困难的主要原因。因此，只有完善的医疗保障制度，才能缓解其因疾病带来经济负担的有效方法。医疗保险是贫困边缘人群重要生活保障，推进贫困边缘人群的医保制度改革优化，有利于提高人们的生活质量和更好地降低因不断增长的保险费或治病费用导致贫困的风险。本文通过界定贫困边缘人群及其生活状况；研究分析国内贫困边缘人群的医保现状，了解该群体的抗风险能力以及其实际医疗服务需求，以便更加合理地分配社会资源。同时结合文献研究和政策比较法发现我国医保政策的成效和不足，由此为促进和完善对贫困边缘人群的医疗保障提出建议。【关键词】贫困边缘人群；医疗保险；因病致贫注：本论文（设计）题目来源于教师的国家级（或省部级、厅级、市级、校级、企业）科研项目，项目编号为： B2019233 。Study on the medical insurance system arrangement of the impoverished marginal population[Abstract] In recent years, China's poverty alleviation policy has achieved obvious effects, and people's living standard has been improved and improved continuously, but the high cost of health care is also the main reason why people on the edge of the poor find it difficult to pay. Therefore, the establishment of a sound medical security system for the marginalized poor people is an effective way to ease their economic burden caused by diseases. Medical insurance is an important living security for people living on the edge of poverty. To promote health care reform for people on the edge of poverty is conducive to improving people's quality of life and better to reduce the risk of poverty caused by the increasing insurance premiums or medical treatment costs. In this paper, we will define the poverty marginal population and their living conditions. Besides, by studying and analyzing the research status of medical insurance for people living...
