M市人民保险公司风险管理存在的问题及对策研究

摘 要现代保险公司财务管理中的财务风险是必须要面对，必须要去解决的现实问题，这些年来，伴随着保险产品的多元化,整体的保险业务的发展也同人们的联系连接的越来越紧密。然而，对中国的保险公司和世界级的金融管理水平有差距。做为保险行业的一员，人民保险公司公司正面临着严峻的竞争形势，怎么样在激烈竞争的外部市场环境中赢得更多的客户资源，完善公司内部管理的规章制度，全面提升公司核心价值是一个问题。因而本文以 M 市人民保险公司为例，对其风险管理中最为重要的财务风险管理问题进行探究，以降低保险公司所遭遇风险的不良影响，促进保险行业的进一步发展。关键词：保险公司；财务风险；风险管理 AbstractThe financial risks in the financial management of modern insurance companies are real problems that must be faced and must be solved. Over the years, with the diversification of insurance products, the development of the overall insurance business has become more and more connected with people. close. However, there is a gap between Chinese insurance companies and world-class financial management. As a member of the insurance industry, the People's Insurance Company is facing a severe competitive situation, how to win more customer resources in the fiercely competitive external market environment, improve the internal management rules and regulations, and comprehensively enhance the company's core values. Is a problem. Therefore, this paper takes People's Insurance Company as an example to explore the most important financial risk management issues in risk management to reduce the adverse effects of insurance companies' risks and promote the further development of the insurance industry.Keywords: insurance company; financial risk; risk management目 录1 绪论..............................................................61.1 研究背景与意义..................................................61.1.1 研究背景..............................................