AbstractUpon the entry into WTO，China has opened up the financial services market all around.Undoubtedly,the uncompetitive ones will be eliminated．Market exit mechanism must be established in Chinese financial market according to the rules of market economy．Bankruptcy system of financial institutions is an important part of market exit mechanism, but there are severe defaults in curreut legislation about bankruptcy of financial institutions．Though there have been some relevant provisions in new Bankruptcy Law , they can not satisfy the practice of financialInstitutions. It is urgent to consullet Our countries’bankruptcy system offinancial institutions．This article compares the Chinese and foreign financial institutions, bankruptcy legislation, and the bankruptcy of financial institutions to carry out the necessity of a separate set of legislation, further legislation on bankruptcy of financial institutions innovative concept and system design. Legislative style choices, and adjust the name of the object identified, the specific procedures set insolvency, bankruptcy and other financial institutions as the main contents of the disposal of assets; to improve the market access system, external risk monitoring, early warning mechanisms, deposit insurance and compensation system as supporting systems, reasonable for China's financial sector competition and efficiency to provide a stable system environment.Key words: bankruptcy； deposit insurance system；market exit mechanism浅论我国金融机构破产制度的构建金融机构破产制度，即商业银行、保险公司、证券公司等金融机构出现资不抵债等破产情形的，金融监督管理机构可以向法院提出对该金融机构进行重整或者破产清算的申请。因此，金融机构破产制度是金融市场退出机制的重要组成部分。然而我国现有立法在金融破产方面存在严重缺陷，虽然出台的破产...
