中信银行个人贷款合同格式VIP免费

第1页共30页本文格式为Word版下载后可任意编辑和复制中信银行个人贷款合同格式CodeNo:借款人（以下简称甲方）：Borrower(hereinaftercalledPartyA):身份证件名称及号码：IDnameandcodeNo:IDcardNumber住宅：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:贷款人（以下简称乙方）：Lender(hereinaftercalledPartyB):住宅：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:抵押人：Mortgager:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住宅：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:出质人：Pledger:第2页共30页本文格式为Word版下载后可任意编辑和复制身份证件名称及号码：IDnameandcodeNo:IDcardNumber住宅：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:保证人：Guarantor:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住宅：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:依据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。AccordingtotherelevantlawsandregulationsoftheContractLawsandGuaranteeLawofthePeople’sRepublicofChina,PartyA,PartyBandtherelevantGuarantor,afterreachingagreementthroughnegotiationsontheloantoPartyBbyPartyA,herebyenterintothiscontract.第一条借款金额Article1AmountofLoan第3页共30页本文格式为Word版下载后可任意编辑和复制详见本合同第十四条第一款。1.1TheamountofloanisreferredtoArticle14.1underthiscontract.其次条借款用途Article2PurposeofLoan详见本合同第十四条其次款。2.1PurposeofloanforthiscontractisreferredtoArticle15.2.第三条借款利率Article3InterestofLoan一、借款利率详见本合同第十四条第三款。3.1InterestofloanisreferredtoArticle14.3.Theinterestiscalculatedfromthedayreleasingloan.二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整状况进行公告，不再另行书面通知甲方。3.2Duringthetermofthisloancontract,interestmaybechangedasprescribedbythePeople’sBankofChina,PartyBisentitledtoadjustand第4页共30页本文格式为Word版下载后可任意编辑和复制implementtheinterestratewithoutfurthernoticetoPartyA.第四条借款期限及还款总期数Article4LifeofLoanandTotalLoanRepaymentTerms一、借款期限详见本合同第十四条第四款。4.1LifeofloanandtotalloanrepaymenttermsarereferredtoArticle14.4.二、实际借款发放日与本合同商定的日期不全都时，以实际借款发放日为准计算借款期限。4.2Intheeventthattheactualfundsreleasedateisindisagreementwiththedatestipulatedunderthiscontract,thelifeofloanshallbecalculatedbasedontheactualdayoffundsreleasing.三、甲、乙双方商定甲方按期还款，确定还款总期数，详见本合同第十四条第四款。第五条借款发放Article5ReleaseofFundsundertheLoan第5页共30页本文格式为Word版下载后可任意编辑和复制一、乙方发放借款的前提是甲方供应了符合乙方要求的证明材料，履行了乙方要求的申请借款和担保手续，签署了申请借款所需法律文件并经乙方审查同意。5.1PartyBwillreleasethefundsunderconditionthatPartyAhasprovidedevidencescomplyingwithrequirementsofPartyB,andhascompletedtheloanapplyingandguaranteeingprocedures,andhassignedthelegaldocumentswithcheckandapprovalofPartyB.二、甲方授权乙方在审查同意后，将借款直接划入甲方指定并经乙方认可的账户（账户名称、账号详见第十四条第五款），即为乙方依约履行了向甲方供应借款的义务。5.2Afterfundsreleaseisapproved,PartyAwillgrantPartyBtotransfertheloanintotheaccountdesignatedbyPartyAandapprovedbyPartyB(accountnameandaccountNo.aregivenunderArticle14.5).第6页共30页本文格式为Word版下载后可任意编辑和复制三、本合同项下的借款发放后，甲方就所购商品或...