互联网对消费的影响机理研究摘要：互联网正处于飞速的发展，互联网也在影响人们生活的各个方面。对于人们的消费情况和随着经济的发展和社会的进步，互联网也正处于发展阶段，到目前为止，中国的互联网已经推出了网络化的传统业务、第三方支付、P2P 网络借贷、众筹、大数据和第三方服务平台等六种模式。但是正在发展中的互联网没有到达完善的地步，它还在不断地发展和创新，尤其从是 2013 年开始，互联网的内容不断地得到创新和丰富，这些创新和丰富与人们的生活息息相关这，主要表现为：银行方面的网络借贷业务、第三方支付和 P2P 网络借贷。关键词：互联网；消费；金融Abstract ： The Internet is developing rapidly and the Internet is affecting every aspect of people's life. For people's consumption situation and with the development of economy and the progress of the society, the Internet also is in the stage of development, so far, China's Internet has launched a network of traditional business, the third party payment, P2P lending, the raise, big data, and the third party service platform of six kinds of patterns. But was not in the development of the Internet to the point of perfect, it is also in constant development and innovation, especially from the beginning in 2013, the Internet be constantly innovation and rich content, the innovation and rich is closely related to people's lives that, main show is: bank lending business aspects of the network, the third party payment and P2P lending.Key words: Internet; Consumption; financial目 录一、绪论............................................................1（一）研究背景..................................................1（二）研究意义..................................................3（三）研究现状..................................................3（四）相关理论分析..............................................3（五）主要内容..................................................4二、互联网对个人消费影响................
